Don't have children. If there were fewer people then there would be less pollution.|||I think you've hit the nail on the head - we have a "planet without a [sic.] education"...|||If you a are some wery smart person like
Einstein or Leonardo.|||...without AN education.|||live in the bush, use no modern technology, hunt only wat u can eat in one sitting|||You can't!!!! Education is the Key!!!!!!!!
Thursday, December 15, 2011
Do you as a parent feel obligated to pay for your child's college education?
Is paying for college a parent's responsibility or the child's? I'm curious what others think. My parents paid for some of my college, but a lot of it I am paying back in student loans. Saving money for my daughter for college isn't really one of my priorities at this point- probably because I paid for most of my own and have never had a problem with it.|||As a society I think it's been drilled into parents' heads that we should pay for college, but I don't really feel that way. Yes, it's nice to contribute, but to pay for $30,000 a year (or will be that way in 10-18 years) for 4 years when you are still paying a mortgage is crazy. I once read that while setting aside money in a college fund is good, put more into your own savings. The reason is that your child is still young and can take out loans and work to pay for college. As an aging middle-aged person you are nearing retirement and need all the money you can get because you can't work while you're 85 trying to pay your bills. It makes sense. I would LOVE to pay for my child's college education, but like many other Americans it's just not financially possible.|||I feel that it is my responsiblity as a parent to make sure that my children recieve the education they need to fulfill their requirements for whatever career they choose. Whether that be beauty school, juco, or a four year college, I will leave up to them. If the situation so happens that I cannot afford that at the time, then I will certainly help them to the best of my ability, including helping them pay back whatever loans they may have to take out. I have started my oldest son's savings account already, and I intend to start my other two children's accounts within the next couple of months. They are 5, 6, and 8.|||No, I feel no obligation to pay for it, nor can I afford to. I know a lot of people scrimp and save from the time thier children are born to pay for their college, but they should be putting that money into their own retirement and general savings for things that come up.
People need to find thier own means to pay for their education, it will mean more and it teaches them to persevere and work hard and that they are responsible for their own way in life.
Of course if a family is very very well off and paying for their childrens education is easily acheived then I guess they should pay, but I'd still rather them leave it to their kids to find a way to pay for it...through working and student loans.|||"Experts" in finance and money feel that you should save for your own retirement before you save for your child's education because they can get a scholarship, grants, loans, etc. Our future needs will be here before theirs. I have opened a 529 college fund for my grandson (I skipped kids) because my parents told me they would cover 2 yrs of college, but it fell thru due to unemployment and layoffs of my father. So college didn't happen and even though they were unemployed they made too much on their last return so I couldn't get aid and no one would do a loan for me at that time. I have unresolved feelings because I wanted to go so badly then life happened so I want to make sure my grandson can go to college if he wants and if he doesn't, the money converts to a Roth IRA for me.|||I am happy to pay for college tuition, because I'd rather them be able to concentrate fully on school without having to work a full time job.
But if they want to help pay for it that's fantastic. My 15yo has a part time job and she puts money away to contribute to her college tuition, and I'll hope all my kids have the intuitive and maturity to do the same.
Even if you just put away $5 a week, that will be a lot of money by the time your daughter is 18. It could help her out with college, or a car or a deposit on a house!
I think it's very admirable to put yourself through college-it takes a lot of hard work. But as long as my kids are prepared to work hard, love what they are doing, and hopefully work part time then I'm prepared to pay for college.
:)|||I don't feel obligated at all to pay our children's way through college.
We have to think about our own life savings before we can go broke on trying to pay $20+K a year for college (twice!). We will give our kids a roof over their head and food to eat, but otherwise they'd better get the grades! It's either scholarships, grants or student loans for them. We just can't afford to put them through college, even if we started saving now.
My parents paid for my college and for my siblings, but they had the inheritance from my dad's parents passing away. That's the only reason they were able to pay for our college education.|||Erm. I think you should help out your child. College is expensive. And I do not think it is fair to cripple young students with loans. I mean they have hardly any money as it is.
If you can afford to help out then I think you should.
People say it is up to the child, but really I think it is hypocritical to push your child through the normal school system and then when they get to college just be like, meh, your old enough pay for it yourself.
Of course, if your child can afford to help to, then by all means, they should. But I still think parents if they can afford it should help to.|||I don't think a parent is obligated to pay for the child's college. I think it is a wonderful thing to do if a parent can afford it. I also think it's nice to help out. There is no way we will be able to pay for two college educations, so what we are doing is putting away money here and there for the boys. We hope they will get jobs when they are old enough and will save money for themselves.|||You know, I'm glad you brought this up! I don't know why parents today are like 'omg I have to pay for my kid's college fund, what will I do???'. My parents didn't pay for my college - I went and got a student loan, graduated, got a job, and am now paying my student loan off. I never expected my parents to pay for my college education! I mean, by the time you're in college, you're an adult - time to start taking care of yourself.|||I don't really think that it is a parents responsibility to pay for college. They are adults at that point. I had to pay for my own college and I was glad that I had to. I worked harder to get good grades because I didn't want to waste my money. My parents paid for my sister to go and she dropped out after a year.
I am saving some money right now for my daughter's college and I will hopefully be able to help her out once the time comes. I will let her live at home if she wants so she doesn't have to pay for rent, food, etc.|||I don't feel obligated but it's something I think is important. I never want my children to feel discouraged when it comes to college. I don't want money to be their concern at that point. They will have so many years where they'll have to be worrying about and dealing with money. I want to help them as much as I possibly can when it comes to college.|||wow! this crossed my mind a time or two. well, i had to pay for my college expenses by takin out loans 4 myself.. i feel like it's unfair for the child to have to develop bad credit fresh out of high school... i think if the parents aren't fincailly able to pay for their childrens college. the least they could do is take out loans for their children. another, thing i believe that it would be a great idea if you start saving for your childs education for the simple fact that the expenses for college for the next 18 years is increasing at a dramatic rate! good luck!|||My father paid for most of my school when I went, before I dropped out. He only did so because he had money. I dont plan on paying for my childrens college, but am supplying them with an education fund. I put $25 a month into it. If they decide to not go to school, then me and my husband are going to keep it.|||If you have the money, and will be able to take care of yourself without the money, then it's nice for parents to contribute to their child's education. But if you don't have the money to, then you shouldn't feel guilty about not being able to pay for it.|||My parents paid for my bachelor's degree, with the exception of $1000 and I gladly paid that when I got a good job and could afford it. I haven't been diligent in saving for my son's education so far, but I would like to be able to pay for his education.|||i think it is. but i guess i think that because my parents paid for my education. If i ever have children, I will pay for their education.|||I'm with you. My parents helped when they could but for the most part it has been up to me to pay for and the same will go for my son.|||I feel that it is...or to at least do as much as we possibly can. I feel it is one of the final responsibilities as a parent to a child|||My stepson is the dream college student. The kind of kid where I know I'm going to get a return on that dollar, you know? Motivated, applied, and if this isn't expensive enough we've got med school after that.
I always said no: Your college, your debt. But now that I'm walking that mile it's different. I do feel obligated. At the same time, Mr. Mozz and I live week to week like everyone else, and have my own list of debt. We had a talk a long time ago, that Dad and I will help where we can, but you need to keep your name clean and get student loans. We added that as part of the deal - you have to apply for SEVERAL scholarships EVERY semester (shows motivation, family assistance, appreciation, discipline, value of a dollar - I could go on and on.) He also has to maintain his GPA and remain employed between breakout sessions. We pay for his books, fees, and I have a benefit from where I work. I also took over his cell phone bill. The loan captures the rest of the tuition, his meal plan and housing. He pays for his car/luxuries, his laptop/supplies, and school supplies.
I also have a stepdaughter who does nothing to apply herself in college, as evidenced in her high school grades, attendance, party life and now a police record. With her, we took it to court. We're not cheapskates or bad people. As I said, it's a pleasure to pay for my son's college. With her I'll get no return on that dollar, it's being blown away.|||my parents paid for my brothers university
People need to find thier own means to pay for their education, it will mean more and it teaches them to persevere and work hard and that they are responsible for their own way in life.
Of course if a family is very very well off and paying for their childrens education is easily acheived then I guess they should pay, but I'd still rather them leave it to their kids to find a way to pay for it...through working and student loans.|||"Experts" in finance and money feel that you should save for your own retirement before you save for your child's education because they can get a scholarship, grants, loans, etc. Our future needs will be here before theirs. I have opened a 529 college fund for my grandson (I skipped kids) because my parents told me they would cover 2 yrs of college, but it fell thru due to unemployment and layoffs of my father. So college didn't happen and even though they were unemployed they made too much on their last return so I couldn't get aid and no one would do a loan for me at that time. I have unresolved feelings because I wanted to go so badly then life happened so I want to make sure my grandson can go to college if he wants and if he doesn't, the money converts to a Roth IRA for me.|||I am happy to pay for college tuition, because I'd rather them be able to concentrate fully on school without having to work a full time job.
But if they want to help pay for it that's fantastic. My 15yo has a part time job and she puts money away to contribute to her college tuition, and I'll hope all my kids have the intuitive and maturity to do the same.
Even if you just put away $5 a week, that will be a lot of money by the time your daughter is 18. It could help her out with college, or a car or a deposit on a house!
I think it's very admirable to put yourself through college-it takes a lot of hard work. But as long as my kids are prepared to work hard, love what they are doing, and hopefully work part time then I'm prepared to pay for college.
:)|||I don't feel obligated at all to pay our children's way through college.
We have to think about our own life savings before we can go broke on trying to pay $20+K a year for college (twice!). We will give our kids a roof over their head and food to eat, but otherwise they'd better get the grades! It's either scholarships, grants or student loans for them. We just can't afford to put them through college, even if we started saving now.
My parents paid for my college and for my siblings, but they had the inheritance from my dad's parents passing away. That's the only reason they were able to pay for our college education.|||Erm. I think you should help out your child. College is expensive. And I do not think it is fair to cripple young students with loans. I mean they have hardly any money as it is.
If you can afford to help out then I think you should.
People say it is up to the child, but really I think it is hypocritical to push your child through the normal school system and then when they get to college just be like, meh, your old enough pay for it yourself.
Of course, if your child can afford to help to, then by all means, they should. But I still think parents if they can afford it should help to.|||I don't think a parent is obligated to pay for the child's college. I think it is a wonderful thing to do if a parent can afford it. I also think it's nice to help out. There is no way we will be able to pay for two college educations, so what we are doing is putting away money here and there for the boys. We hope they will get jobs when they are old enough and will save money for themselves.|||You know, I'm glad you brought this up! I don't know why parents today are like 'omg I have to pay for my kid's college fund, what will I do???'. My parents didn't pay for my college - I went and got a student loan, graduated, got a job, and am now paying my student loan off. I never expected my parents to pay for my college education! I mean, by the time you're in college, you're an adult - time to start taking care of yourself.|||I don't really think that it is a parents responsibility to pay for college. They are adults at that point. I had to pay for my own college and I was glad that I had to. I worked harder to get good grades because I didn't want to waste my money. My parents paid for my sister to go and she dropped out after a year.
I am saving some money right now for my daughter's college and I will hopefully be able to help her out once the time comes. I will let her live at home if she wants so she doesn't have to pay for rent, food, etc.|||I don't feel obligated but it's something I think is important. I never want my children to feel discouraged when it comes to college. I don't want money to be their concern at that point. They will have so many years where they'll have to be worrying about and dealing with money. I want to help them as much as I possibly can when it comes to college.|||wow! this crossed my mind a time or two. well, i had to pay for my college expenses by takin out loans 4 myself.. i feel like it's unfair for the child to have to develop bad credit fresh out of high school... i think if the parents aren't fincailly able to pay for their childrens college. the least they could do is take out loans for their children. another, thing i believe that it would be a great idea if you start saving for your childs education for the simple fact that the expenses for college for the next 18 years is increasing at a dramatic rate! good luck!|||My father paid for most of my school when I went, before I dropped out. He only did so because he had money. I dont plan on paying for my childrens college, but am supplying them with an education fund. I put $25 a month into it. If they decide to not go to school, then me and my husband are going to keep it.|||If you have the money, and will be able to take care of yourself without the money, then it's nice for parents to contribute to their child's education. But if you don't have the money to, then you shouldn't feel guilty about not being able to pay for it.|||My parents paid for my bachelor's degree, with the exception of $1000 and I gladly paid that when I got a good job and could afford it. I haven't been diligent in saving for my son's education so far, but I would like to be able to pay for his education.|||i think it is. but i guess i think that because my parents paid for my education. If i ever have children, I will pay for their education.|||I'm with you. My parents helped when they could but for the most part it has been up to me to pay for and the same will go for my son.|||I feel that it is...or to at least do as much as we possibly can. I feel it is one of the final responsibilities as a parent to a child|||My stepson is the dream college student. The kind of kid where I know I'm going to get a return on that dollar, you know? Motivated, applied, and if this isn't expensive enough we've got med school after that.
I always said no: Your college, your debt. But now that I'm walking that mile it's different. I do feel obligated. At the same time, Mr. Mozz and I live week to week like everyone else, and have my own list of debt. We had a talk a long time ago, that Dad and I will help where we can, but you need to keep your name clean and get student loans. We added that as part of the deal - you have to apply for SEVERAL scholarships EVERY semester (shows motivation, family assistance, appreciation, discipline, value of a dollar - I could go on and on.) He also has to maintain his GPA and remain employed between breakout sessions. We pay for his books, fees, and I have a benefit from where I work. I also took over his cell phone bill. The loan captures the rest of the tuition, his meal plan and housing. He pays for his car/luxuries, his laptop/supplies, and school supplies.
I also have a stepdaughter who does nothing to apply herself in college, as evidenced in her high school grades, attendance, party life and now a police record. With her, we took it to court. We're not cheapskates or bad people. As I said, it's a pleasure to pay for my son's college. With her I'll get no return on that dollar, it's being blown away.|||my parents paid for my brothers university
Your first ever job during education or just finishing school? How much did you get payed, and did you save up?
Did you just spend the money you got willy nilly or did you save it up for driving lessons or a car etc? What was this job too and did you enjoy it? Im just wondering, As im handing out my resume/CV out to shops and cafe's etc tomorrow :) x|||Yah I got my first job when I was 14 during the summer and I've done it now three summers in a row...I get paid minimum wage and save probably at least 75 to 80 percent of it for college. I really enjoy it...I work on a farm with lots of other girls and guys and we have loads of fun together. Look for a job where you can work with people your age, for sure. You'll love it.|||The first job I had was a babysitting job when I was thirteen, and I spent all the money on whatever I wanted and save pretty much nothing. :P
The SECOND job, however, was a nannying job 4 days a week and I saved 150 of it for school and 55 of it for a white water rafting trip.
During Education, both.
xD|||First REAL job was at a real estate title company made $11.50/hour!! Was so happy, finally got my own apartment then went on to work for a law firm making $30,000/year...that was two years ago. I鈥檓 back in school because it鈥檚 obvious in Orlando, FL no one wants to give more than that for ALL the work we do as Legal Assistants, Paralegal, Legal Secretaries...Can鈥檛 support my lifstyle on that so I have to keep it moving w/ more education:)|||During high school: Volunteer coach
College: Bartender (Saved money); Volunteer coach (No pay, obviously.); Pizza Hut shift leader (Saving.)|||i worked with my uncle doing lights at concerts and stuff on weekends and through the summer while going to school and it was gone as soon as i got it...books, tuition, clothes, and other essentials it seemed like i was always broke...but most college kids are
The SECOND job, however, was a nannying job 4 days a week and I saved 150 of it for school and 55 of it for a white water rafting trip.
During Education, both.
xD|||First REAL job was at a real estate title company made $11.50/hour!! Was so happy, finally got my own apartment then went on to work for a law firm making $30,000/year...that was two years ago. I鈥檓 back in school because it鈥檚 obvious in Orlando, FL no one wants to give more than that for ALL the work we do as Legal Assistants, Paralegal, Legal Secretaries...Can鈥檛 support my lifstyle on that so I have to keep it moving w/ more education:)|||During high school: Volunteer coach
College: Bartender (Saved money); Volunteer coach (No pay, obviously.); Pizza Hut shift leader (Saving.)|||i worked with my uncle doing lights at concerts and stuff on weekends and through the summer while going to school and it was gone as soon as i got it...books, tuition, clothes, and other essentials it seemed like i was always broke...but most college kids are
Where is the best place to save money for my child's college education?
We are looking for an account were we can can save money tax-free and use it to pay for college in the USA or internationally.|||Hopefully, you're familiar with The Motley Fool. The name sounds silly, but the Motley Fool is an extremely highly regarded financial advice site, staffed by some exceptionally talented advisors.
I mention this because The Motley Fool has recently published an excellent introductory article to the world of college savings. The article explains Coverdell ESAs and 529 plans, the two most popular forms of college savings that are used today.
This particular article is only intended as a "1 Minute introduction, so there's not a lot of hard facts there, but you'll learn enough to get you started asking the right questions, and seeking the right information.
Check it out - I hope the article helps you get started.
Good luck!|||Check with Fidelity or any brokerage about a 529 plan
I mention this because The Motley Fool has recently published an excellent introductory article to the world of college savings. The article explains Coverdell ESAs and 529 plans, the two most popular forms of college savings that are used today.
This particular article is only intended as a "1 Minute introduction, so there's not a lot of hard facts there, but you'll learn enough to get you started asking the right questions, and seeking the right information.
Check it out - I hope the article helps you get started.
Good luck!|||Check with Fidelity or any brokerage about a 529 plan
Why does the Generation born after the Baby Boomers feel that they are "entitled"?
No person is entitled to anything. Hard work, education, saving money, investing money, respecting the law, respecting your elders, respecting your nation, respecting the Flag. Earlier generations suffered worst than those who are rebelling by occupying Wall Street. There are 3 things that Americans don't want disturbed. Money, Women, Property. Mess with those 3 and you will be punished.|||spoilt brats|||Actually the baby boomers had it relatively easy compared with the generation after them (financially speaking).
The children of the baby boomers have to work significantly more to make the equivalent amount of money. This seems surprising, but is an undisputed fact.|||Only Fox News claims that is what they feel.
Get your news from a more reliable source.|||I am one of that generation. I do not feel "entitled" to anything more than what the Constitution and the laws of this country promise. You haven't posed this question as much of a question though--you've posed it as more of an argument in favor of one opinion. So, let me pose an actual question to you:
There are people who are born into dirt poor neighborhoods. They don't ask to be born there any more than other people ask to get born into rich ones.
Their mothers don't get adequate nutrition because they can't afford it. The parents work menial jobs to the point of exhaustion, but never seem to make ends meet. The children physically develop poorly because they cannot afford healthcare. They have learning disabilities that arise from never having a healthy and stimulating environment as infants or as children. They do poorly in school because their town doesn't have good funding, and doesn't provide adequate teachers or materials. They can't afford college, and no matter how hard they work, they can't get their grades up enough to get there anyway. They can't afford to own a car, either, which severely limits their ability to find work, or to find a way out of the poor area.
There are people who are born into rich neighborhoods. Their families are well educated, and take every step possible to ensure that their child has the best start. The parents work, but they make fair wages and therefore have time to spend time with their children, helping them develop interests, and supporting those interests (music lessons, sports). They make sure the children are well fed, have good teachers, and they can afford to send the kids to college. The kids get well paying jobs due to their hard-earned credentials, eventually enter a stable relationship, and start having kids of their own.
If no person is entitled to anything, then the rich are no more entitled to their success than the poor are to their failures. Right?
The children of the baby boomers have to work significantly more to make the equivalent amount of money. This seems surprising, but is an undisputed fact.|||Only Fox News claims that is what they feel.
Get your news from a more reliable source.|||I am one of that generation. I do not feel "entitled" to anything more than what the Constitution and the laws of this country promise. You haven't posed this question as much of a question though--you've posed it as more of an argument in favor of one opinion. So, let me pose an actual question to you:
There are people who are born into dirt poor neighborhoods. They don't ask to be born there any more than other people ask to get born into rich ones.
Their mothers don't get adequate nutrition because they can't afford it. The parents work menial jobs to the point of exhaustion, but never seem to make ends meet. The children physically develop poorly because they cannot afford healthcare. They have learning disabilities that arise from never having a healthy and stimulating environment as infants or as children. They do poorly in school because their town doesn't have good funding, and doesn't provide adequate teachers or materials. They can't afford college, and no matter how hard they work, they can't get their grades up enough to get there anyway. They can't afford to own a car, either, which severely limits their ability to find work, or to find a way out of the poor area.
There are people who are born into rich neighborhoods. Their families are well educated, and take every step possible to ensure that their child has the best start. The parents work, but they make fair wages and therefore have time to spend time with their children, helping them develop interests, and supporting those interests (music lessons, sports). They make sure the children are well fed, have good teachers, and they can afford to send the kids to college. The kids get well paying jobs due to their hard-earned credentials, eventually enter a stable relationship, and start having kids of their own.
If no person is entitled to anything, then the rich are no more entitled to their success than the poor are to their failures. Right?
Do you agree with saving the lives of 3rd World people?
Personally, I think it's really unsustainable, and to a degree, sort of cruel, so extend the life of someone who is starving.
I recently saw Bono's "red" campaign- yes, it's really noble and all, but you are extending the life of starving children- their HIV is managed but they still have no money for food or education.
I think programs should be aimed at more sustainable stratergies, before healthcare. Food and education!|||Sorry, but I disagree. I think that if we cannot learn to help those who cannot help themselves then we are doomed to fail ourselves whenever it comes to our own successes.
Of course, I'm basing this on a general belief in karma, but still... I like Bono.|||Who are you?.... nobody Has the simple logic that you just stated.
You are Absolutely correct. The more you save the more they reproduce the more they suffer. When Ireland had its famine it decimated the population and allowed Ireland to regrow, but people want warm and fuzzy FEELING instead of reality.|||America should fix its own problems first before giving aid to other countries.
I recently saw Bono's "red" campaign- yes, it's really noble and all, but you are extending the life of starving children- their HIV is managed but they still have no money for food or education.
I think programs should be aimed at more sustainable stratergies, before healthcare. Food and education!|||Sorry, but I disagree. I think that if we cannot learn to help those who cannot help themselves then we are doomed to fail ourselves whenever it comes to our own successes.
Of course, I'm basing this on a general belief in karma, but still... I like Bono.|||Who are you?.... nobody Has the simple logic that you just stated.
You are Absolutely correct. The more you save the more they reproduce the more they suffer. When Ireland had its famine it decimated the population and allowed Ireland to regrow, but people want warm and fuzzy FEELING instead of reality.|||America should fix its own problems first before giving aid to other countries.
For people who have college education and job in their 20s?
Do you any saving? How much can you save per month?|||yeah
i save upto to 1500 bucks!!|||I've a trust fund and I never save anything - I donate it to charity.|||racist|||yes,stocks/bonds|||saving shmaving. I blow it all on bills!
i save upto to 1500 bucks!!|||I've a trust fund and I never save anything - I donate it to charity.|||racist|||yes,stocks/bonds|||saving shmaving. I blow it all on bills!
Why are the UK-based Chinese people so obsessed with saving money?
These guys are experts. I can understand that the Chinese in China have to save very hard as medical care and education need to paid for, but the residents here seem to have the same philosophy. I've heard about a couple who are sending their child back to China to be looked after so both parents can keep on working full-time to keep on saving.|||greedy bastards?! argh you idiot
gambling.. like other ppl dont??? its not just chinese ppl who gamble ffs.
and dude 'obsessed'?!..... 卢.卢
cos chinese ppl dont get much do they?
cos we appreciate money and we dont waste it
cos chinese ppl rnt likely to be successful unless they were born here
cos theres not much the chinese (as in grown up who rnt v familiar with the uk) can do here
and why are you askin this question?
dont belittle us.|||its so they've got plenty to go to the casino with have you seen them chinese gambling.|||greedy bastards
gambling.. like other ppl dont??? its not just chinese ppl who gamble ffs.
and dude 'obsessed'?!..... 卢.卢
cos chinese ppl dont get much do they?
cos we appreciate money and we dont waste it
cos chinese ppl rnt likely to be successful unless they were born here
cos theres not much the chinese (as in grown up who rnt v familiar with the uk) can do here
and why are you askin this question?
dont belittle us.|||its so they've got plenty to go to the casino with have you seen them chinese gambling.|||greedy bastards
Is education really the way to get ahead?
Is education really a great way to get ahead or is this slogan the best ad campaign ever created? We're always hearing things like, "You need to go to school or you won't be able to find a job." BUT, I graduated in May with a law degree and I can't find a job to save my life. I'm over-qualified for a lot of jobs (so they won't hire me), but I'm underqualified for executive positions. Was my law degree a waste of time and money? Should I have just stuck it out with my undergrad degree and gained experience rather than going to school for more education? Is education the way to get ahead or experience?|||Without question education IS the way to get ahead. Be proud of your graduate degree, but know that competition is keen in our job market and it will take some time, effort and PATIENCE on your part to find that right job. And don't beat yourself up or think it was a waste if it takes you a couple of years to find that niche. I graduated in 1998 with my Bachelor of Public Health and then again in 2002 with my Master of Public Affairs. As soon as I received my MPA I began working with a public assistance program that assisted recipients with job search activities. 7 months later I accepted a position with a federal grant program, The Educational Opportunity Center as an "Educational Coordinator" where I help first generation college students realize the steps you need to take to get into college to get a good job. And just recently I accepted (what I finally feel) is the start of my career: a Career Counselor position with the University of Notre Dame (starting August 11th)! But it took me several years to fall into my niche but just keeping my eyes open, continuously applying for positions and continually educating myself with self-help books, networking and remaining firm in the beliefs my efforts would pay off. So with that said, be proud of your self and your degree and it will pay off. But be patient. You will land your ultimate dream job when you are ready for it, but you have to be open to it. You are fresh out of grad school, apply for ANYTHING right now and get your foot in the door and work your way up or use that position to get your next position like I did! Good luck to you!|||At least you have the opportunity to find a good job.
The alternative is to not have an education and either work at WalMart or the streets.|||I find it hard to believe that you can't find a job, unless you went to a crappy law school or did very poorly.|||You need experience and education.|||ditto with the experience. it's all about networking. education is the best way to rapidly build your network so you may gain the experience.|||Nowadays, with globalisation, jobs usually require specialised experience and good communication skills and pleasant personality.
Good luck with finding a job. I know it is tough in this time to find a job when companies are downsizing.
The alternative is to not have an education and either work at WalMart or the streets.|||I find it hard to believe that you can't find a job, unless you went to a crappy law school or did very poorly.|||You need experience and education.|||ditto with the experience. it's all about networking. education is the best way to rapidly build your network so you may gain the experience.|||Nowadays, with globalisation, jobs usually require specialised experience and good communication skills and pleasant personality.
Good luck with finding a job. I know it is tough in this time to find a job when companies are downsizing.
How do I fix my defaulted student loans and get new one to continue my education?I?
I have been out of the country for 3 years now and i have no saving to solve this prob unless i contiue my edu and get the master degree so i can pay my debt back . thank u people |||You have to contact your lender. If you are planning to return to school, you may be able to consolidate your loans, and put them on in school deferment, often you are required to make 6 consecutive on time monthly payments before you are eligible for deferment.
If you are not sure who your lender is, you can view your loan history at www.nslds.ed.gov|||In order to be eligible to receive student aid again after being in default on previous student loans, you have to contact your lender(s) and make arrangements to start making payments again. You will be required to make a minimum of 6 consecutive monthly payments before your loan status will be out of default. Once that happens you will be allowed to reapply for financial aid.
If you are not sure who your lender is, you can view your loan history at www.nslds.ed.gov|||In order to be eligible to receive student aid again after being in default on previous student loans, you have to contact your lender(s) and make arrangements to start making payments again. You will be required to make a minimum of 6 consecutive monthly payments before your loan status will be out of default. Once that happens you will be allowed to reapply for financial aid.
What do you think is more important, the love of my life or my education?
Is love above all? If I drop out of school, I could get a GED, save up money, and live with him. If I stay and school and attain a diploma, I can have a higher education but I don't want to lose my boyfriend. (Its sort of a long story).|||If your "love" puts you in a situation where you have to choose, that is not love. Always opt for your future. Your boyfriend, if he's worth having, will wait. At your age you will probably find more loves too.|||Education is more important I'd say, since it would help you get a job. You won't be able to save up much money when you are trying to get a job with a GED and other people showed they could stick out the misery of school by getting their diploma. Observe around you, how many love situations don't last. And if he really does love you, why would you have to worry about losing him? Since that chance is there of losing him, if you quit school, then he doesn't get his way and you lose him over some other situation, you'd be sorry you quit school back now. If the love is really solid enough, it will last long enough for you to do school then get to live with him and relax, no wondering if you should have kept going to school. My friends who quit school at around 15 and did the GED thing didn't end up with too great a life. One suffering with drug and alcohol problems, the other dong a shooting at a local bar, he shot up in the air during an argument, so he got out of jail pretty quickly. Then he turned into some mean drunk the cops would call extra cops in, (I'd hear it on my scanner), to help arrest him when he got drunk driving every now and then he was so violent. I hate school and always did, but I'd hang on to doing the school time since its more reliable to be there for you forever than some love is.|||Think of the worst case scenerio in each case and it will help you with the choices. What happens if your love or lover dies? Then you will need the education to support yourself. There are many other fish in the sea of lovers. I think there are many people that each of us could be married to and make a good marriage. I don't think there is just one perfect match. Also think of how many people don't have the lover they started out their adult life with after a period of years. Your expectations for love may be too high.|||If he can't stick with you through your education then he's the kind of guy that will just hold you back your whole life. I went two years getting to see my now wife in person about four times during the school year grand total. I missed her but loved her and we stuck it out and now she's done with college and I'm almost done.|||Dont drop out of school. If your boyfriend loves you he will want you to make sure that you grow up to become a smart, educazted person. Dont let so guy stop that. If you cant balance both then dont. Choose your education or you will be holding 2 kids in a trailor 5 years from now. FOCUS|||Well....honestly, I'm a romantic, but I have to say education. It helps out in the long run, and if he's the true love of your life, then he'll understand and stay with you no matter how much distance or complications there are.|||EDUCATION!!! unless you want to dance on a poll and change your name to candy. Can't your boyfriend wait for you? If not then it isn't true love , and if it isn't true love WHY BOTHER DROPPING OUT OF SCHOOL FOR SOME FAKE CRAPPY TEENAGE LOVE!?!?!?!|||Education...that ho will get fat, get all bitchy, and you'll end up leaving anyway...might as well get out now and get an education.|||your boyfriend..youll miss him and not be able to concentrate..it wont be as nice..love is a powerful thing and i say go for that. you can get a education anytime in your life|||EDUCATION IS DA BEST|||Better to study first... Yes, Education is the best!
Why do I read a lot about Americans have to do part time job or save for their college education?
Don't their parents support their college education? Isn't it the parents' responsibility to send their children to college?|||Not everyone's parents can afford to send their children to university.
Not everyone's parents who can afford to, will pay for university. Some are cheap, others believe that if the children pay for it themselves, they will appreciate it more ana thus study harder. (It has been demonstrated that working more than 10 hours a week actually hurts one's grades.)
In Canada and the USA, University is not a right but a priviledge. We have a right to be educated up to the high-school level only.|||costs too much|||In America university costs a lot more than in other countries. The average university costs around $25,000 per year.|||some parents just cant afford it. i agree that i think it is the parents responsiblilty, but maybe im just like that bc i come from a well off family. i do think that the parents should help as much as they can though|||ah, you put the problem there. the thing is, money can be tight on some parents and not everyone can afford to send their kids to college. Not to mention that some kids didn't want to go to college. But i think it's better if kids start earning for their own college fund because it shows serious determination.|||The parents can help, but college is still really expensive. The student should help out.....plus, the parents have to have enough money left over after paying tuition every month to pay their bills and buy food. College is just so expensive that the kid needs to help out. Plus, if your parents were making sacrifices to get you through college, wouldn't you feel guilty and want to help out? After all, they technically don't have to pay for it.|||Some parents have the means to support their children through college, some don't. If a kid wants to go to college they can take out loans or work their way through. We aren't really a nation of wealthy people - the poor are among us.|||It's not that simple. Not all parents are in a financial position to pay for the astronomically expensive costs of university or college education.
I made it through college through a combo of grants and fellowships, loans, money my parents contributed, and money I earned working summers and at college with a work study program. I was very lucky to graduate with minimal debt because of all of those things I had going for me. But not everyone is so lucky to have scholarships and grants. And the rise of undergrad education is rising every year.
Not everyone has two parents. There are families with several children. There are families who can barely scrape by with day to day stuff.|||It is not a parent responsibility to send the child to college. A parents responsibility legally ends at 18. On that note, not everybody wants to go to college and a good many parents can't afford it. It cost a lot! Simple really.|||Some people are not financially able to send their children to college. I planned for my son's education and while I did pay for his education I also insisted that he have a part time job to help offset his expenses. Most of the expenses that he off set with his job were his pleasure expenses. It taught him to begin to ready himself for life and the value of a dollar. He found that he would rather use some of his money for things he needed as opposed to partying all the time.|||It is not the parents job to send the children to college. The parents pay for the children in upto high school. The children want college then it up to them go do what is takes to get there.|||There are many families who are poor and cannot afford to send their children off to college. Others are different. They prefer their children to work rather than continue school. Still, there are other families who don't support their child's college edu. because they don't have any or enough money to. Also the fact that some parents aren't responsible well enough to help their children get a good education, has a huge impact on their lives.
Another thing...the child also can decide whether or not they want to go to college. Some families don't allow this, however.|||I started college as an adult and find that it motivates one much more when you're spending your own money. I know many kids that skip class,etc. because their parents are paying. It also is a helpful teaching tool in many ways.|||College used to not be required in order to get a job better than flipping burgers at McDonald's. Actually... its still not required. But for some odd reason a college education seems to be expected now.
Maybe it has something to do with the fact that a dismally large percentage of HS graduates can barely read and don't have a clue about geography outside their own state. (some.. not even outside their own town)
The cost of college would bankrupt a lot of parents. By the time the kid(s) are college age, the parents have already spent many thousands of dollars feeding and clothing the kid(s) for 18 years.
No... its not the parent's responsibility to pay for college. If the parents are capable of paying and they want to... Fine.
But its not a "right" of the kids to have their parent(s) keep paying however long the kids want to stay in school.|||Not all parents expect their children to attend college and there is no law to compel them to. Many students work their way thru college, get grants, or take out loans. Grants don't have to be paid back. There are many scholarships for people of all backgrounds and interests. There is competition for scholarships but it is well worth looking into. One of the best investments you can make is into your own education.|||You must not have raised kids recently. It is alot more expensive than it used to be. My kids are quite a few years apart and it was alot cheaper with my first one in daycare and school. My youngest is in highschool and in one of their classes, they are required to attend a concert and to me that is buying a grade but it is a requirement. The list goes on and on. But luckily, she is an honor student and a minority so she should get help with her education. Alot of people, especially white males don't get any help unless they are in sports or really intelligent.|||if your going to pay for your child to go to college in america,you need to make 200 grand a year at least.
college here is way too expensive for average people.
when my kids turn eighteen,theyre gonna learn to pay their own way just like all the other ADULTS do.i will help yes,but life needs to be lived,not given to them.struggle makes perserverence,which builds character and wisdom.
sounds rough i know,but they wont be suprised when the realities of life comes swarming in on them.they will be strong,determined,and prepared for what comes their way.|||its not the parents responsibility to send the child to college -- alot of parents in the past have paid their own way through college- taken out loans to go to college- and paid for them though the years-- and ... parents in the future will be doing the same thing -- it all depends how financially well off the parents are..whether they chose to pay for college.
thats what loans are for if they choose not to pay, and can't afford it.
Not everyone's parents who can afford to, will pay for university. Some are cheap, others believe that if the children pay for it themselves, they will appreciate it more ana thus study harder. (It has been demonstrated that working more than 10 hours a week actually hurts one's grades.)
In Canada and the USA, University is not a right but a priviledge. We have a right to be educated up to the high-school level only.|||costs too much|||In America university costs a lot more than in other countries. The average university costs around $25,000 per year.|||some parents just cant afford it. i agree that i think it is the parents responsiblilty, but maybe im just like that bc i come from a well off family. i do think that the parents should help as much as they can though|||ah, you put the problem there. the thing is, money can be tight on some parents and not everyone can afford to send their kids to college. Not to mention that some kids didn't want to go to college. But i think it's better if kids start earning for their own college fund because it shows serious determination.|||The parents can help, but college is still really expensive. The student should help out.....plus, the parents have to have enough money left over after paying tuition every month to pay their bills and buy food. College is just so expensive that the kid needs to help out. Plus, if your parents were making sacrifices to get you through college, wouldn't you feel guilty and want to help out? After all, they technically don't have to pay for it.|||Some parents have the means to support their children through college, some don't. If a kid wants to go to college they can take out loans or work their way through. We aren't really a nation of wealthy people - the poor are among us.|||It's not that simple. Not all parents are in a financial position to pay for the astronomically expensive costs of university or college education.
I made it through college through a combo of grants and fellowships, loans, money my parents contributed, and money I earned working summers and at college with a work study program. I was very lucky to graduate with minimal debt because of all of those things I had going for me. But not everyone is so lucky to have scholarships and grants. And the rise of undergrad education is rising every year.
Not everyone has two parents. There are families with several children. There are families who can barely scrape by with day to day stuff.|||It is not a parent responsibility to send the child to college. A parents responsibility legally ends at 18. On that note, not everybody wants to go to college and a good many parents can't afford it. It cost a lot! Simple really.|||Some people are not financially able to send their children to college. I planned for my son's education and while I did pay for his education I also insisted that he have a part time job to help offset his expenses. Most of the expenses that he off set with his job were his pleasure expenses. It taught him to begin to ready himself for life and the value of a dollar. He found that he would rather use some of his money for things he needed as opposed to partying all the time.|||It is not the parents job to send the children to college. The parents pay for the children in upto high school. The children want college then it up to them go do what is takes to get there.|||There are many families who are poor and cannot afford to send their children off to college. Others are different. They prefer their children to work rather than continue school. Still, there are other families who don't support their child's college edu. because they don't have any or enough money to. Also the fact that some parents aren't responsible well enough to help their children get a good education, has a huge impact on their lives.
Another thing...the child also can decide whether or not they want to go to college. Some families don't allow this, however.|||I started college as an adult and find that it motivates one much more when you're spending your own money. I know many kids that skip class,etc. because their parents are paying. It also is a helpful teaching tool in many ways.|||College used to not be required in order to get a job better than flipping burgers at McDonald's. Actually... its still not required. But for some odd reason a college education seems to be expected now.
Maybe it has something to do with the fact that a dismally large percentage of HS graduates can barely read and don't have a clue about geography outside their own state. (some.. not even outside their own town)
The cost of college would bankrupt a lot of parents. By the time the kid(s) are college age, the parents have already spent many thousands of dollars feeding and clothing the kid(s) for 18 years.
No... its not the parent's responsibility to pay for college. If the parents are capable of paying and they want to... Fine.
But its not a "right" of the kids to have their parent(s) keep paying however long the kids want to stay in school.|||Not all parents expect their children to attend college and there is no law to compel them to. Many students work their way thru college, get grants, or take out loans. Grants don't have to be paid back. There are many scholarships for people of all backgrounds and interests. There is competition for scholarships but it is well worth looking into. One of the best investments you can make is into your own education.|||You must not have raised kids recently. It is alot more expensive than it used to be. My kids are quite a few years apart and it was alot cheaper with my first one in daycare and school. My youngest is in highschool and in one of their classes, they are required to attend a concert and to me that is buying a grade but it is a requirement. The list goes on and on. But luckily, she is an honor student and a minority so she should get help with her education. Alot of people, especially white males don't get any help unless they are in sports or really intelligent.|||if your going to pay for your child to go to college in america,you need to make 200 grand a year at least.
college here is way too expensive for average people.
when my kids turn eighteen,theyre gonna learn to pay their own way just like all the other ADULTS do.i will help yes,but life needs to be lived,not given to them.struggle makes perserverence,which builds character and wisdom.
sounds rough i know,but they wont be suprised when the realities of life comes swarming in on them.they will be strong,determined,and prepared for what comes their way.|||its not the parents responsibility to send the child to college -- alot of parents in the past have paid their own way through college- taken out loans to go to college- and paid for them though the years-- and ... parents in the future will be doing the same thing -- it all depends how financially well off the parents are..whether they chose to pay for college.
thats what loans are for if they choose not to pay, and can't afford it.
How to finance my higher education, how much loan can I get...???
I am planning to do MBA soon. The tuition fee for the college is around $60K total . If I have around 10K in savings account. what is a better way to pay for fee.
1. to take a full loan or
2. to pay some with this saving and take rest as loan
and in both cases can I get the required amount as loan..??
what are the terms and conditions I would be required to fulfill to get the loan.
and do I need to show that I have $60k as a backup in bank accounts (mine / any relatives)in case I wouldn't be able to payback.
I think that I should keep the 10K safe aside for some other unforeseen purposes. Is it fine..
what do you think.
Thanx in advance for sharing ur knowledge.|||Talk to some other people in your field that have MBA's and see if it is paying off for them.
I work at a college and I am getting a lot of MBA's and even lawyers coming back to get certified to teach. The MBA never panned out for them.|||take a loan, im sure when you graduate and get a good job you'll be able to pay it back in a few years. (hopefully), but thats what im gonna do. and also work part-time on the side if you can. helps out a lot.|||I would first talk to the financial aid department at your school. They will have all the specifics and details.
I would save/invest the 10K for exactly what you said ... unforeseen purposes.
Students loans have a low interest. If you use you savings to take out a smaller and then later have some large bill that you decide to pay with your credit card that would be bad.
Now if you're talking about non-student loans, then I would want to kept that as small as possible. So in that case use your savings.|||Every lender and every loan will have slightly different criteria, terms, and conditions. Some lenders won't require you to prove that you have income or savings -- many just want to know that you have good credit (i.e. a history of paying on-time, few missed payments, and no more debt that you can handle).
*Some* lenders may require you to prove that you have income, sure, but they generally won't expect you to prove that you [or parents/friends] have the savings to pay off the loan (in other words, if you applied for $60K, they won't expect you to prove that you then *have* $60K.. that seems counterintuitive).
Get a copy of your credit report and see where you stand. Look on some lenders' websites to see what factors they consider when deciding whether to approve or deny an application. Then pick a lender whose terms/conditions play to your strengths. You might want to start with the list of private loan lenders on FinAid's website: http://www.finaid.org/loans/privatestude鈥?/a> .
If you feel more comfortable keeping your $10,000 in savings, do so -- how you spend your money is up to you. If you borrow the full cost of your education and *later* find out that you didn't use your $10K, consider paying off a lump sum of your loan. If you are that disciplined (financially), that may be the best way to make sure that you borrow only what you need while leaving yourself a "safety net."|||Sallie Mae has loans for MBAs....you can find all the info on loan limits, eligibility, payment terms, etc. at http://www.salliemae.com/get_student_loan/find_student_loan/grad/business/
It's usually a good idea to get federal loan money first (typically the lowest interest rates) and then get private loan money, particularly if you have a co-signer with a good credit rating.
There's never a guarantee that you'll get a raise with an MBA....so borrow as little money as possible.
Good luck.|||You only have to demonstrate financial position if you are studying in the U.S. and are not a citizen or resident national. Basically, we don't want to have impoverished students stuck here.
By the price tag, I see you're going with one of the top twenty schools. Excellent. This is well worth going full-time to finish more rapidly and get more out of the degree.
If you decide to go full-time,take the loan and keep the savings, using a little bit to pay down interest every month.
If you decide to go part-time, let your employer take care of it.
1. to take a full loan or
2. to pay some with this saving and take rest as loan
and in both cases can I get the required amount as loan..??
what are the terms and conditions I would be required to fulfill to get the loan.
and do I need to show that I have $60k as a backup in bank accounts (mine / any relatives)in case I wouldn't be able to payback.
I think that I should keep the 10K safe aside for some other unforeseen purposes. Is it fine..
what do you think.
Thanx in advance for sharing ur knowledge.|||Talk to some other people in your field that have MBA's and see if it is paying off for them.
I work at a college and I am getting a lot of MBA's and even lawyers coming back to get certified to teach. The MBA never panned out for them.|||take a loan, im sure when you graduate and get a good job you'll be able to pay it back in a few years. (hopefully), but thats what im gonna do. and also work part-time on the side if you can. helps out a lot.|||I would first talk to the financial aid department at your school. They will have all the specifics and details.
I would save/invest the 10K for exactly what you said ... unforeseen purposes.
Students loans have a low interest. If you use you savings to take out a smaller and then later have some large bill that you decide to pay with your credit card that would be bad.
Now if you're talking about non-student loans, then I would want to kept that as small as possible. So in that case use your savings.|||Every lender and every loan will have slightly different criteria, terms, and conditions. Some lenders won't require you to prove that you have income or savings -- many just want to know that you have good credit (i.e. a history of paying on-time, few missed payments, and no more debt that you can handle).
*Some* lenders may require you to prove that you have income, sure, but they generally won't expect you to prove that you [or parents/friends] have the savings to pay off the loan (in other words, if you applied for $60K, they won't expect you to prove that you then *have* $60K.. that seems counterintuitive).
Get a copy of your credit report and see where you stand. Look on some lenders' websites to see what factors they consider when deciding whether to approve or deny an application. Then pick a lender whose terms/conditions play to your strengths. You might want to start with the list of private loan lenders on FinAid's website: http://www.finaid.org/loans/privatestude鈥?/a> .
If you feel more comfortable keeping your $10,000 in savings, do so -- how you spend your money is up to you. If you borrow the full cost of your education and *later* find out that you didn't use your $10K, consider paying off a lump sum of your loan. If you are that disciplined (financially), that may be the best way to make sure that you borrow only what you need while leaving yourself a "safety net."|||Sallie Mae has loans for MBAs....you can find all the info on loan limits, eligibility, payment terms, etc. at http://www.salliemae.com/get_student_loan/find_student_loan/grad/business/
It's usually a good idea to get federal loan money first (typically the lowest interest rates) and then get private loan money, particularly if you have a co-signer with a good credit rating.
There's never a guarantee that you'll get a raise with an MBA....so borrow as little money as possible.
Good luck.|||You only have to demonstrate financial position if you are studying in the U.S. and are not a citizen or resident national. Basically, we don't want to have impoverished students stuck here.
By the price tag, I see you're going with one of the top twenty schools. Excellent. This is well worth going full-time to finish more rapidly and get more out of the degree.
If you decide to go full-time,take the loan and keep the savings, using a little bit to pay down interest every month.
If you decide to go part-time, let your employer take care of it.
Can i get driving education certificate if i don't attend to driving school?
I'm 17 years and i applied for learner's permit.
My dad said he would teach me how to drive, so that i don't have to attend to driving school
to save time and money.
What do i really need to get a license?
DMV told me that i can go to the road skill test if i can show them proof of completion of state-improved driver education program.
What should i do to get that proof?
Please help, that's really creeping me out!!!
Thanks!|||Hello Observer Boy,
This really depends on the state. At your age, in some of the states, the form filled out by a parent confirming you did the sufficient amount of supervised driving hours will do, too...
Try going to http://driving-tests.org/, selecting your state and checking the exact requirements for your state in the Driver's Handbook - it's all really there!
Good luck!|||um, i believe you get the proof of drivers ed through driving school . everyone now has to complete driving school before they get their license
My dad said he would teach me how to drive, so that i don't have to attend to driving school
to save time and money.
What do i really need to get a license?
DMV told me that i can go to the road skill test if i can show them proof of completion of state-improved driver education program.
What should i do to get that proof?
Please help, that's really creeping me out!!!
Thanks!|||Hello Observer Boy,
This really depends on the state. At your age, in some of the states, the form filled out by a parent confirming you did the sufficient amount of supervised driving hours will do, too...
Try going to http://driving-tests.org/, selecting your state and checking the exact requirements for your state in the Driver's Handbook - it's all really there!
Good luck!|||um, i believe you get the proof of drivers ed through driving school . everyone now has to complete driving school before they get their license
Is the Texas Tuition Promise Fund a good choice for saving for you young child's college education?
It is a plan where you can pay for "units" that will purchase tuition costs in the future at today's costs. The idea of the plan is to beat the increasing inflation of college tuition. My only concern is that the plan is not guaranteed by the state(although it sponsers it) and if the plan managers don't know what they are doing, the entire program could bust. I guess it is just like every other investment, but I need some feedback from some other people who have looked into this particular program, thanks!|||I have studied these programs for eternity.
Some carry annual fees, and you can only change your investments once a year.
The only thing we are doing is putting money in a ROTH.
Also, we are putting extra money into the house.
This is called "hiding" money.
Financial aid does not look at the equity you have in your home when doing financial aid. They also do not look at non-taxable investments.
I think these plans are better for people that have a whole lot of trouble saving on their own. I do not see the wise investor putting money in this.
/
Some carry annual fees, and you can only change your investments once a year.
The only thing we are doing is putting money in a ROTH.
Also, we are putting extra money into the house.
This is called "hiding" money.
Financial aid does not look at the equity you have in your home when doing financial aid. They also do not look at non-taxable investments.
I think these plans are better for people that have a whole lot of trouble saving on their own. I do not see the wise investor putting money in this.
/
What should I do in terms of my education?
I'm returning to education this September.
I currently live with my parents, but am thinking of living out whilst doing my A Levels...but I can't reach a decision! I keep thinking of the pros and cons and then going back to thinking it'd be better to live at home, but then I'll suddenly switch my mind again.
What do you think is the best option, provided I already have all the money saved up for accommodation?|||dad mom|||what ever you think just do, but don't get confusion|||Save the money and use it if/when you go to University - you will need it more then.
I currently live with my parents, but am thinking of living out whilst doing my A Levels...but I can't reach a decision! I keep thinking of the pros and cons and then going back to thinking it'd be better to live at home, but then I'll suddenly switch my mind again.
What do you think is the best option, provided I already have all the money saved up for accommodation?|||dad mom|||what ever you think just do, but don't get confusion|||Save the money and use it if/when you go to University - you will need it more then.
Money available to bail out banks but not for healthcare or education?
I guess now we have confirmation that the US government values money far above people - how is it that they have trillions of dollars to bail out the banks and save the money-making machine but when it comes to injecting money into schools and education there's not enough? I wonder how Americans feel about this?|||No, we do NOT have the money to bail out the banks and should not do it. We don't even have constitutional authority for the feds to be involved in health or education, but even if we did, the government does nothing well. We don't want the federal government involved. Individuals are much better represented at the state and local level. |||if the people would take personal responsibility and not expect the government to save them then this wouldn't have happened in the first place. without the banks there would be some real bad times here in the u.s.|||Americans don't care about their country anymore. If they did they would be protesting about this reckless spending.
|||Without the "money making machine", there's no tax revenue for social programs or any thing else. Yes, you have to stabilize the economy first. |||So I suspect you think that if we allow Wall-Street to collapse, a miracle will occur and we'll find money for "free" health care.
|||Without the "money making machine", there's no tax revenue for social programs or any thing else. Yes, you have to stabilize the economy first. |||So I suspect you think that if we allow Wall-Street to collapse, a miracle will occur and we'll find money for "free" health care.
Can 529 plans be used for overseas education?
I have two small children. I have been considering setting up a 529 plan for them. The problem is that I am Irish and my children are automatically Irish citizens. I'm concerned that they may choose to go to college in Ireland instead of the US. If they did, would they be able to use the 529 plan money for an Irish college? If no, is there another college saving option?|||Well, it depends. I found this from http://www.collegeadvantage.com/cms.aspx鈥?/a>
"Eligible educational institutions are defined under Section 529 generally as accredited post-secondary educational institutions offering credit toward a bachelor鈥檚 degree, an associate鈥檚 degree, a graduate level or professional degree, or another recognized post-secondary credential. Certain proprietary institutions and post-secondary vocational institutions and certain institutions located in foreign countries are Eligible Educational Institutions. To be an eligible educational institution, the institution must be eligible to participate in U.S. Department of Education student aid programs."
More than likely the school in Ireland will not qualify. I am guessing though that if you went through an American school and did the Study Abroad program then it will work.
An alternative would be to put your money in a Coverdell Education Savings account but I can't tell if it would work outside of the USA.
The best thing would be to talk to your local tax man.
"Eligible educational institutions are defined under Section 529 generally as accredited post-secondary educational institutions offering credit toward a bachelor鈥檚 degree, an associate鈥檚 degree, a graduate level or professional degree, or another recognized post-secondary credential. Certain proprietary institutions and post-secondary vocational institutions and certain institutions located in foreign countries are Eligible Educational Institutions. To be an eligible educational institution, the institution must be eligible to participate in U.S. Department of Education student aid programs."
More than likely the school in Ireland will not qualify. I am guessing though that if you went through an American school and did the Study Abroad program then it will work.
An alternative would be to put your money in a Coverdell Education Savings account but I can't tell if it would work outside of the USA.
The best thing would be to talk to your local tax man.
Can 529 plans be used for overseas education?
I have two small children. I have been considering setting up a 529 plan for them. The problem is that I am Irish and my children are automatically Irish citizens. I'm concerned that they may choose to go to college in Ireland instead of the US. If they did, would they be able to use the 529 plan money for an Irish college? If no, is there another college saving option?|||It appears that some non-US schools are eligible. To be eligible, they must have a "school code" as defined in the first link.
Yahoo won't let me post my second link. I don't know why. It's the Federal Student Financial Aid website -- www(dot)fafsa(dot)ed(dot)gov.
Click on "Find my school codes". Select "2007-2008" and "Search". Click "Next". Select "Foreign Country" under State and click "Next". You should get all of the "Foreign Country" schools that have codes for the 2007-2008 year. (I get 499 results and that makes me suspicious that my results were truncated. If a school you are interested in is not there, I suggest that you search for it individually.) This should give you some idea of the availability of 529 for non-US schools.
Clearly, the list is subject to change but you can contact some of the schools and see how long they have had a "school code" for some reassurance.
Yahoo won't let me post my second link. I don't know why. It's the Federal Student Financial Aid website -- www(dot)fafsa(dot)ed(dot)gov.
Click on "Find my school codes". Select "2007-2008" and "Search". Click "Next". Select "Foreign Country" under State and click "Next". You should get all of the "Foreign Country" schools that have codes for the 2007-2008 year. (I get 499 results and that makes me suspicious that my results were truncated. If a school you are interested in is not there, I suggest that you search for it individually.) This should give you some idea of the availability of 529 for non-US schools.
Clearly, the list is subject to change but you can contact some of the schools and see how long they have had a "school code" for some reassurance.
Should public education be treated (privatized) the same as health care is now?
I feel that I should not have to pay for the education of people's children who have not planned ahead to save or budget enough money for their children's education. All schools should be private schools. Those people who cannot plan ahead do not deserve to have their children eduated at my or anyone else's expense.|||There already IS a private school option if you can afford it...|||Sometimes it's not about planning ahead. It's simply a matter of survival.
You're assuming that everyone makes the same amount of money and that you saved to send your child to school, while they splurged. That's not in alignment with reality.
Some people work 2 or 3 jobs and can still barely afford to pay the basics. Since they are uneducated the only jobs they can get are low paying labor jobs. They can't afford to send their children to a nice private school. If there was no public education at all, they'd either send their kids to the cheapest (and most likely worst) private school, or they'd get no schooling at all.
So then we'd have another generation of children without an education and an inability to afford to send their kids to a decent school. In a few generations we'd have a major split in the classes. We'd have wealthy families who could afford to send their kids to the best schools, guaranteeing them high paying jobs, and we'd have poor families who children would be getting a lesser education and who'd be stuck doing menial labor.
You're assuming that everyone makes the same amount of money and that you saved to send your child to school, while they splurged. That's not in alignment with reality.
Some people work 2 or 3 jobs and can still barely afford to pay the basics. Since they are uneducated the only jobs they can get are low paying labor jobs. They can't afford to send their children to a nice private school. If there was no public education at all, they'd either send their kids to the cheapest (and most likely worst) private school, or they'd get no schooling at all.
So then we'd have another generation of children without an education and an inability to afford to send their kids to a decent school. In a few generations we'd have a major split in the classes. We'd have wealthy families who could afford to send their kids to the best schools, guaranteeing them high paying jobs, and we'd have poor families who children would be getting a lesser education and who'd be stuck doing menial labor.
What are some of the ways to fund my medical education other than student loan?
I dont want to be in debt lol. however, I know it is impossible to not be in debt. but is there any ways I can go now to reduce my debt in the future? like saving money from now on? then my question would be, what type of saving I should look into? I will go to medical school in 3 years|||First of all, you do NOT 'enlist' or 'join' the military to get them to pay for med school. Don't do this! Instead what you want to know about is the Health Professionals Scholarship Program (HPSP). In a nutshell, they will pay your med school and give you a stipend. In exchange, you owe them active duty military service for each year of your medical school PLUS residency. You will automatically be commissioned as an O-2 officer (2nd Lt in Army/AF or Lt. Jg in the Navy) when you finish your residency. In addition to your med school, you will need to attend some military leadership training programs but you don't go to boot-camp like the enlistees do. Most residencies are at least 3 years so seven years is the typical committment.
It's very important you understand the fine lines of this program especially when it pertains to residency choices; there are a lot of things you need to make clear before you sign anything. The military will own you once you make your committment. Be careful who you talk to also. Your typical military recruiter knows nothing about this program and will instead confuse and trick you into enlisting (they are like used car salesmans).|||Have you thought about joining the military. They will wipe your medical school debt for a short enlistment. They pay you a decent salary and wipe the debt. Can't beat that IMO.|||Med school is really expensive. But the reason students usually pay using loans is because doctors make a lot of $$$.
If you are planning to apply for financial aid, you should be aware that saving money now might not reduce your loans. Most schools' financial aid policies will use your savings to reduce your GRANTS/scholarships, and not your loans.
If you know where you want to go to med school, you should check those school(s) policies.
Working part-time in med school could reduce your debt, though, since part-time jobs often replace loans rather than grants. You might find it hard or impossible to work a job when you are in the residency part of your med school education. But during the "classroom" years, you could do it.
As another poster mentioned, the military is an option, as they give scholarships. But personally, I would be very cautious about that option right now. Currently, because of the prolonged fighting in Iraq, there are MANY military personnel who originally enlisted for just a couple of years, and are being forced to stay on past the end of the enlistment period, by the President's "stop-loss" orders. And so people are not being let out after their enlistment expires! They have to stay until the military decides to release them (unless they die in combat). While I respect and admire the men and women who volunteer to fight for the USA, I think it is inappropriate for the President and the military commanders to FORCE people to stay for longer periods than they volunteered for, and not let them leave. So think about whether it's worth the risk to you.|||I ran into the same problem. i talked to a counselor at my community college and he told me to go to the community center where they gave me 8 forms to fill out for Gov. Grants because i was majoring in Medicine. you could also check on the web for other scholarships and grants to see what is available.|||Ey sups what?
Im not exactly sure what your looking for what?
But I found this site below and from the looks of it, I think it would be a lot of help
Anyways Gud Luck!
It's very important you understand the fine lines of this program especially when it pertains to residency choices; there are a lot of things you need to make clear before you sign anything. The military will own you once you make your committment. Be careful who you talk to also. Your typical military recruiter knows nothing about this program and will instead confuse and trick you into enlisting (they are like used car salesmans).|||Have you thought about joining the military. They will wipe your medical school debt for a short enlistment. They pay you a decent salary and wipe the debt. Can't beat that IMO.|||Med school is really expensive. But the reason students usually pay using loans is because doctors make a lot of $$$.
If you are planning to apply for financial aid, you should be aware that saving money now might not reduce your loans. Most schools' financial aid policies will use your savings to reduce your GRANTS/scholarships, and not your loans.
If you know where you want to go to med school, you should check those school(s) policies.
Working part-time in med school could reduce your debt, though, since part-time jobs often replace loans rather than grants. You might find it hard or impossible to work a job when you are in the residency part of your med school education. But during the "classroom" years, you could do it.
As another poster mentioned, the military is an option, as they give scholarships. But personally, I would be very cautious about that option right now. Currently, because of the prolonged fighting in Iraq, there are MANY military personnel who originally enlisted for just a couple of years, and are being forced to stay on past the end of the enlistment period, by the President's "stop-loss" orders. And so people are not being let out after their enlistment expires! They have to stay until the military decides to release them (unless they die in combat). While I respect and admire the men and women who volunteer to fight for the USA, I think it is inappropriate for the President and the military commanders to FORCE people to stay for longer periods than they volunteered for, and not let them leave. So think about whether it's worth the risk to you.|||I ran into the same problem. i talked to a counselor at my community college and he told me to go to the community center where they gave me 8 forms to fill out for Gov. Grants because i was majoring in Medicine. you could also check on the web for other scholarships and grants to see what is available.|||Ey sups what?
Im not exactly sure what your looking for what?
But I found this site below and from the looks of it, I think it would be a lot of help
Anyways Gud Luck!
529 education allocations and beneficiaries. I'm confused. How do I designate who gets what?
I have one 529 education plan and 3 kids. I'm very confused about how I manage the amount saved for each. There are "beneficiaries" and a "successor owner". What's the difference? Are the kids beneficiaries and my spouse the successor?
Should instead have an account for each child (which seems like more complexity than is necessary)?|||As far as I know, you should have a separate account for each child. Of course, the money may be transferred from one child's account to another's.
The child is the beneficiary. The successor owner is the person who will take over managing the account if something happens to you.
Call the place you have the account and have them review it and also explain it to you.
Should instead have an account for each child (which seems like more complexity than is necessary)?|||As far as I know, you should have a separate account for each child. Of course, the money may be transferred from one child's account to another's.
The child is the beneficiary. The successor owner is the person who will take over managing the account if something happens to you.
Call the place you have the account and have them review it and also explain it to you.
What are some good money saving tips?
Anything from shopping to transportation to clothing to education to buying prostitutes in bulk. No, but anything would be good.|||Here are things my wife and I do to save money. We carefully evaluate every purchase to try to ensure we are getting good value for our money. We do not go to $100 concerts or sporting events. We look for free or low-priced entertainment (and there is plenty around that we enjoy). We do not have a bigger TV than all the neighbors. We buy modest cars and drive them as long as possible. I brown bag my lunch most days. We eat dinner at home most nights. When we do go out, it's to a modest restaurant, not whatever the latest fad place is. When we eat out, we avoid the items with really high markups - appetizers, desserts, drinks (especially alcohol but even soda). We wear respectable but basic clothes until they start to get holes in them. We do not care about the latest fashion trends. Buying what is not in high demand saves a lot of money. My wife does a great job with using coupons and shopping at sales to save money on groceries. She knows the typical prices of the things we use and if some store has a big sale, she buys as much as we'll be able to use before it gets stale. Some items she never pays full price for because she can buy 3 months worth at one sale and then before we run out it's on sale again. Buying store brand items (when they're good, which we've found about 80% of the time they are) saves money too.|||Combine errands to reduce driving.
Consider utilizing public transportation, walking or biking.
Learn to use coupons.
Track your spending.
Cut out luxuries such as cable, restaurants, video games, etc.
If financing a car, sell it and buy one for cash.
Saving comes down to self discipline and maturity. You have to deprive yourself of something you want now, so that you can have something else you want later.
Consider utilizing public transportation, walking or biking.
Learn to use coupons.
Track your spending.
Cut out luxuries such as cable, restaurants, video games, etc.
If financing a car, sell it and buy one for cash.
Saving comes down to self discipline and maturity. You have to deprive yourself of something you want now, so that you can have something else you want later.
Why do we keep awful teachers in the education system?
America ranks a dismal 41st in global education rankings. Even if the teachers aren't causing all of the problem, they at least contribute.
So instead of throwing more money at the problem, why don't we just fire the awful teachers (which would actually save money, as they get better benefits than the younger teachers)?|||Since not all states have a teacher's union(my father never belonged), those who blame the unions are talking out of their hats. It's easy to pick one thing and say that that is the entire problem. Sadly, that is rarely the case on this planet.
First, we guarantee ourselves a low quality of teacher by what we pay them. When my father started teaching back in 1960, he made $6000 a year. It was a paltry sum then, but if you adjust for inflation, it would have been equivalent to $44,000+. Today's beginning teacher gets less than or right around $30,000. To a great extent, you get what you pay for. If we threw more money at teachers, we might end up with a better crew.
Second, teachers are just one small part of education problems in this country. The number one problem is parents who refuse to be involved in their children's educations, leaving them to the electronic babysitters of TV and video games. They are really caught between a rock and a hard place, since part of the reason they do this is the accepted level of consumerism in this country. Because of the attitude of society, they must work too many hours and both work to support the expected living status.
Third, at the base of our educational system is the belief that all children need the same education and that no one needs to end up as a janitor or garbageman. We need to realistically evaluate students at several levels, requiring of some only what they are capable of receiving, which may be as little as elementary school levels. People need to be shunted to either classical or vocational education after this time. If someone feels that they have been sent the wrong way, all they have to do is show that they can function at the same level as the others in the other group. This would eliminate wasting such huge treasuries on students who have no need for nor will ever use an education that teaches them that William fought the Battle of Hastings in 1066.
Sorry to be so lengthy, but there is no simple answer.|||I don't think it would cost that much to change the testing scheme we have right now, just use it differently. And may existing schools would need only moderate changes to fit them out as vocational schools. There are quite a few of the half day academic/half day trade high schools here in my area
|||You say that as if its the younger teachers who teach more effectively. That's not always true.
Those stats tend to be skewed too, in our country we educated literally everyone, including those who aren't really capable of learning. We keep borderline mentally challenged people in public schools till they are sixteen and longer, even though they may have reached their maximum capacity for growth years before. We also need longer school days and more school in general.
One other thing we need, a sober family life. Drinking may not be illegal but as our levels of drunkenness go up all facets of life that the family has a say in goes down, children of drunks or druggies don't worry about grades and homework.
Teacher, even schools don't tell the story of our educational problems, its the fact that we don't give teachers respect and the kids pick up on that and don't think they have to listen and behave and learn.
When you talk about awful teachers, you are effectively telling a kid its not his fault, but if some kids in the same teachers class are doing well, its not the teacher. And that's something parents aren't happy about admitting.|||Idk man, Idk, At my district they fired all teachers that haven't been teaching for 5 years leaving all the teachers who spank and verbally abuse staying. My favorite teacher was fired just because it was her fourth year teaching and that was scientifically proven to be the year i learned and upped my points the most. America is a *****......|||The majority of teachers are more concerned about making more money than teaching kids.
If it were about the kids, they wouldn't have the need for unions.
.|||Shhhh.. best not say that. Because the answer will be put the unions all you little liberals love so much into a bad spot..|||because they are protected by the teachers union.
So instead of throwing more money at the problem, why don't we just fire the awful teachers (which would actually save money, as they get better benefits than the younger teachers)?|||Since not all states have a teacher's union(my father never belonged), those who blame the unions are talking out of their hats. It's easy to pick one thing and say that that is the entire problem. Sadly, that is rarely the case on this planet.
First, we guarantee ourselves a low quality of teacher by what we pay them. When my father started teaching back in 1960, he made $6000 a year. It was a paltry sum then, but if you adjust for inflation, it would have been equivalent to $44,000+. Today's beginning teacher gets less than or right around $30,000. To a great extent, you get what you pay for. If we threw more money at teachers, we might end up with a better crew.
Second, teachers are just one small part of education problems in this country. The number one problem is parents who refuse to be involved in their children's educations, leaving them to the electronic babysitters of TV and video games. They are really caught between a rock and a hard place, since part of the reason they do this is the accepted level of consumerism in this country. Because of the attitude of society, they must work too many hours and both work to support the expected living status.
Third, at the base of our educational system is the belief that all children need the same education and that no one needs to end up as a janitor or garbageman. We need to realistically evaluate students at several levels, requiring of some only what they are capable of receiving, which may be as little as elementary school levels. People need to be shunted to either classical or vocational education after this time. If someone feels that they have been sent the wrong way, all they have to do is show that they can function at the same level as the others in the other group. This would eliminate wasting such huge treasuries on students who have no need for nor will ever use an education that teaches them that William fought the Battle of Hastings in 1066.
Sorry to be so lengthy, but there is no simple answer.|||I don't think it would cost that much to change the testing scheme we have right now, just use it differently. And may existing schools would need only moderate changes to fit them out as vocational schools. There are quite a few of the half day academic/half day trade high schools here in my area
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|||You say that as if its the younger teachers who teach more effectively. That's not always true.
Those stats tend to be skewed too, in our country we educated literally everyone, including those who aren't really capable of learning. We keep borderline mentally challenged people in public schools till they are sixteen and longer, even though they may have reached their maximum capacity for growth years before. We also need longer school days and more school in general.
One other thing we need, a sober family life. Drinking may not be illegal but as our levels of drunkenness go up all facets of life that the family has a say in goes down, children of drunks or druggies don't worry about grades and homework.
Teacher, even schools don't tell the story of our educational problems, its the fact that we don't give teachers respect and the kids pick up on that and don't think they have to listen and behave and learn.
When you talk about awful teachers, you are effectively telling a kid its not his fault, but if some kids in the same teachers class are doing well, its not the teacher. And that's something parents aren't happy about admitting.|||Idk man, Idk, At my district they fired all teachers that haven't been teaching for 5 years leaving all the teachers who spank and verbally abuse staying. My favorite teacher was fired just because it was her fourth year teaching and that was scientifically proven to be the year i learned and upped my points the most. America is a *****......|||The majority of teachers are more concerned about making more money than teaching kids.
If it were about the kids, they wouldn't have the need for unions.
.|||Shhhh.. best not say that. Because the answer will be put the unions all you little liberals love so much into a bad spot..|||because they are protected by the teachers union.
Is saving a poor person worth it?
In some African nation a boy is dying of some curable disease. So money is a sent to the boy to cure the disease and he gets cured. Now the boy is starving and thirsty. So money is sent sent to feed him. Now the boy needs education to be smart enough not to join a rebellion. So money is sent to him for education. So in sum it up the kid gets free health care, food, and education. But in the end is it all worth it? Because the kid environment is bad and will likely have little success. So in the end is saving a poor person worth it?|||Anyway you look at it being poor sucks, this is universally true amongst the poor everywhere in the world but I'd say it were probably especially true of those living in unstable or 'poor' countries where the poverty and the environment people find themselves in is hostile and dangerous.
If you have the means, and the inclination to help at least one person in such a situation and you are reasonably sure that it will help in some way then it would seem to me one is almost duty bound to render assistance. The fact that simply throwing money at poverty does not fix it is sad but has been shown again and again to be tragically; true. However, we're talking systemically, individually both you and the individual you help, your input improves at least one aspect of life for at least one person. If you're help is of little overall benefit when all the complicated issues of poverty are taken into account, you shouldn't reconsider offering this help, it may not help much, but it's better than nothing.
Poverty is horrible, and even if it turns out that at the end of the day the impact of the financial help one provides as an individual is minimal, anything that can make poverty just that tiny bit less awful has got to be money well spent. If you have the means and inclination, do it.|||saving a life is always worth it.|||It would certainly be worth it if you, in fact, were the poor kid.|||i ask my self the same question... and i think that they should buckle up and work on their own problems...|||if one person suffers we all suffer
we're all connected|||In that line of thinking, it would be cheaper to drop one bomb and wipe out several thousand of them all at once.
And while we're at it, why not get rid of all the crippled, the elderly, the sick, and the poor in our own country?
With your kind of thinking, after a while, you'd be the only one left.
I feel sorry for you, man.|||Most of the diseases that kill people in African countries can be cheaply prevented with vaccines shots that are common place in modern industrialized countries. Saving a life, no matter how poor they are, is always worth it. Self-worth, to me, is not measured by how much money you own. As for the other possible scenarios you stated, they are grossly inaccurate and you apparently haven't put much thought into it.|||What would you say if I told you that you're going to die one day, so what's the point in trying to postpone it?
If you have the means, and the inclination to help at least one person in such a situation and you are reasonably sure that it will help in some way then it would seem to me one is almost duty bound to render assistance. The fact that simply throwing money at poverty does not fix it is sad but has been shown again and again to be tragically; true. However, we're talking systemically, individually both you and the individual you help, your input improves at least one aspect of life for at least one person. If you're help is of little overall benefit when all the complicated issues of poverty are taken into account, you shouldn't reconsider offering this help, it may not help much, but it's better than nothing.
Poverty is horrible, and even if it turns out that at the end of the day the impact of the financial help one provides as an individual is minimal, anything that can make poverty just that tiny bit less awful has got to be money well spent. If you have the means and inclination, do it.|||saving a life is always worth it.|||It would certainly be worth it if you, in fact, were the poor kid.|||i ask my self the same question... and i think that they should buckle up and work on their own problems...|||if one person suffers we all suffer
we're all connected|||In that line of thinking, it would be cheaper to drop one bomb and wipe out several thousand of them all at once.
And while we're at it, why not get rid of all the crippled, the elderly, the sick, and the poor in our own country?
With your kind of thinking, after a while, you'd be the only one left.
I feel sorry for you, man.|||Most of the diseases that kill people in African countries can be cheaply prevented with vaccines shots that are common place in modern industrialized countries. Saving a life, no matter how poor they are, is always worth it. Self-worth, to me, is not measured by how much money you own. As for the other possible scenarios you stated, they are grossly inaccurate and you apparently haven't put much thought into it.|||What would you say if I told you that you're going to die one day, so what's the point in trying to postpone it?
Which countries provide free Higher Education to Indian Students?
universities @ Norway, Sweden or Finland, have education which is free for International Students like from India. So this would save you from spending lots of money or getting trapped with Education Loan. Just compare it with 25 lakhs tuition fee required to do masters in Australia. So you save 25 lakhs!! http://www.studyinnorway.no
QUESTION%26gt;%26gt; Which other countries do provide such facility for Indian Students?|||Maybe Iceland used to provide free education to International Students like from India...??
QUESTION%26gt;%26gt; Which other countries do provide such facility for Indian Students?|||Maybe Iceland used to provide free education to International Students like from India...??
What is the best way to save for a child's college education?
Clearly the best way is to not have kids.|||open a savings acount|||As early as you can, even before the child is born. Look into a 529 plan (education savings) or other forms of investment.|||start early and invest regularly.
In Canada we have a thing called mother's allowance. My spouse gets like $75 a month (depends on family income), anyway, those cheques go directly into a registered education mutual fund (which the government matches with 20% on an annual basis, redeemable when he enrols in college).
My son is 3 and between mothers allowance, birthday and christmas gifts has accumulated almost $5,000 + $1,000 that the government has added in.|||Start immediately to save money in a special account. Some banks have special college fund savings accounts with good interest. Ask your banks. I use a credit card from upromise.com which put part of my purchases into a college fund. Check them out. It pays off.|||I really dont know if there is one straight answer for that. I would have to say to start with questions. Will they attend a public school or private? A public state school is ALWAYS your best bet, since the cost is a fraction if you go out of state. You know the people who come to your state college that is out of state pays thousands more. Example my son went to in state college yet the students there who were out of state were paying 4 times more just because they were out of state and yet it is the same college. If they end up at a private then it can benefit IF they receive GOOD scholarships, you must weigh out how much the scholarship is and is it really a bargin. Going back a bit, you must first decide what type of career the child may go into (if they are very young this is a very difficut task). All college specialize in certian areas. Such as, some speicialize in teaching, some in lawyers, some are high in medical education. The best thing if the child knows what they want and what type of career, many fall into vocational schools. Those are college but they center on JUST want your career is such as, if they wanted to go into business, there are many business colleges that they will be done in two years and not have to take all the other minors like in a 4 year college. Right now my second son is wanting to go into an automotive field, so he is looking at good vocational schools which are two years and will speicialize in his field. He also wants to take a few business courses which they do provide that.
So once you narrow it down, you must do your homework of what these colleges really cost. Do your math, look at living at home and go to a local college or away and maybe share living with roomates will always help.
This is my personal opinion and experience, all colleges are good, it all depends if he child really loves what they are doing, are in the right field, plus has self disapline they will learn no matter where they go. Only in a few cases anymore does the name of the school get you a better job. Today it is all about networking and getting experience so if they got a part-time job in the field they are going into while they are going to college it is a plus plus.
I have to say I am a single mom of three kids, and it was a fact that they knew I would be limited on funding their education. I helped them in anyway I could while they were there with rent deposits, or care packages, or possible school supplies. But IF they truely want to go to college and want it that bad there is a way. It will mean not going to over priced schools, depending on school loans, grants, scholarships etc. My son put himself through and was top 10 of his class, he is in demand as a designer from Indianapolis to LA plus he is so much mature, good with his money and grateful since he did work for it. So I have to admit even if I was rich, it is healthy and best for the child to have to pay for some of it themselves at least work part time to cover living expense they become a better person.
I have many friends that came from large families and each one of them put themselves through college and one is a doctor. Second would be the AirForce if they decide on being a doctor and the family can not afford it.
Be prepared and not knowing the family income and the ability to save these are just ideas if you feel it is impossible.|||529 Savings Plan. They are flexible and have tax benefits for the donor. Check with your state dept. of treasury.|||A 529 plan is usually the best way to go. The money will grow tax free. If you say what state you are in, I can direct you to your state's website for 529's. You can also do a yahoo search using the words "529" and your state's name. For more information on 529's and other investment options set this link. Good luck!|||There are many ways.
1. A coverdell Education Savings account.
2. US EE or I Series Savings Bonds
3. A UTMA account.|||TD Ameritrade.|||Invest in precious metals. Very bullish market for opportunities for capital appreciation in the next few years. With the economic boom in emerging markets like India, China, and Brazil, the demand for precious metals is rapidly increasing. Look for more info below:
http://preciousmetalsinvesting.blogspot.com/
In Canada we have a thing called mother's allowance. My spouse gets like $75 a month (depends on family income), anyway, those cheques go directly into a registered education mutual fund (which the government matches with 20% on an annual basis, redeemable when he enrols in college).
My son is 3 and between mothers allowance, birthday and christmas gifts has accumulated almost $5,000 + $1,000 that the government has added in.|||Start immediately to save money in a special account. Some banks have special college fund savings accounts with good interest. Ask your banks. I use a credit card from upromise.com which put part of my purchases into a college fund. Check them out. It pays off.|||I really dont know if there is one straight answer for that. I would have to say to start with questions. Will they attend a public school or private? A public state school is ALWAYS your best bet, since the cost is a fraction if you go out of state. You know the people who come to your state college that is out of state pays thousands more. Example my son went to in state college yet the students there who were out of state were paying 4 times more just because they were out of state and yet it is the same college. If they end up at a private then it can benefit IF they receive GOOD scholarships, you must weigh out how much the scholarship is and is it really a bargin. Going back a bit, you must first decide what type of career the child may go into (if they are very young this is a very difficut task). All college specialize in certian areas. Such as, some speicialize in teaching, some in lawyers, some are high in medical education. The best thing if the child knows what they want and what type of career, many fall into vocational schools. Those are college but they center on JUST want your career is such as, if they wanted to go into business, there are many business colleges that they will be done in two years and not have to take all the other minors like in a 4 year college. Right now my second son is wanting to go into an automotive field, so he is looking at good vocational schools which are two years and will speicialize in his field. He also wants to take a few business courses which they do provide that.
So once you narrow it down, you must do your homework of what these colleges really cost. Do your math, look at living at home and go to a local college or away and maybe share living with roomates will always help.
This is my personal opinion and experience, all colleges are good, it all depends if he child really loves what they are doing, are in the right field, plus has self disapline they will learn no matter where they go. Only in a few cases anymore does the name of the school get you a better job. Today it is all about networking and getting experience so if they got a part-time job in the field they are going into while they are going to college it is a plus plus.
I have to say I am a single mom of three kids, and it was a fact that they knew I would be limited on funding their education. I helped them in anyway I could while they were there with rent deposits, or care packages, or possible school supplies. But IF they truely want to go to college and want it that bad there is a way. It will mean not going to over priced schools, depending on school loans, grants, scholarships etc. My son put himself through and was top 10 of his class, he is in demand as a designer from Indianapolis to LA plus he is so much mature, good with his money and grateful since he did work for it. So I have to admit even if I was rich, it is healthy and best for the child to have to pay for some of it themselves at least work part time to cover living expense they become a better person.
I have many friends that came from large families and each one of them put themselves through college and one is a doctor. Second would be the AirForce if they decide on being a doctor and the family can not afford it.
Be prepared and not knowing the family income and the ability to save these are just ideas if you feel it is impossible.|||529 Savings Plan. They are flexible and have tax benefits for the donor. Check with your state dept. of treasury.|||A 529 plan is usually the best way to go. The money will grow tax free. If you say what state you are in, I can direct you to your state's website for 529's. You can also do a yahoo search using the words "529" and your state's name. For more information on 529's and other investment options set this link. Good luck!|||There are many ways.
1. A coverdell Education Savings account.
2. US EE or I Series Savings Bonds
3. A UTMA account.|||TD Ameritrade.|||Invest in precious metals. Very bullish market for opportunities for capital appreciation in the next few years. With the economic boom in emerging markets like India, China, and Brazil, the demand for precious metals is rapidly increasing. Look for more info below:
http://preciousmetalsinvesting.blogspot.com/
What to do when received a 1099 Q form?
My relative took out money around Dec. 2008 to pay for her son's college tuition in 2009 from those education saving account. She received a 1099 Q form now, and her son will start college soon so the money have not been used for education purpose yet but will soon. Does she have to report the earnings from the 1099Q as interest income in her 2008 tax return?|||She didn't time it right. The distribution has to be in the same year as the education expense.
So the earnings are income AND are subject to a 10% penalty on form 5329.|||There is an excess distribution for 2008 since the distribution is more than the beneficiary鈥檚 adjusted qualified education expenses for the year. Page 49 of the IRS Pub 970 linked below describes figuring the taxable portion of this distribution. As the first paragraph describes the distribution is generally taxable to the beneficiary of the distribution if more than their adjusted qualified education expenses for the year.
Hope this helps determine the tax consequence of this distribution in a year that they were not used to pay expenses in that same year. Page 48 gives more info on the distributions also.
Laura H 鈥?H%26amp;R Block 鈥?Senior Tax Advisor 5
**This advice was prepared based on our understanding of the tax law in effect at the time it was written as it applies to the facts that you provided.|||It will be income: IRS Publication 970, Tax Benefits for Education. Generally, amounts distributed are included in gross income unless they are used to pay for qualified education expenses,
And, there is the penalty.
So the earnings are income AND are subject to a 10% penalty on form 5329.|||There is an excess distribution for 2008 since the distribution is more than the beneficiary鈥檚 adjusted qualified education expenses for the year. Page 49 of the IRS Pub 970 linked below describes figuring the taxable portion of this distribution. As the first paragraph describes the distribution is generally taxable to the beneficiary of the distribution if more than their adjusted qualified education expenses for the year.
Hope this helps determine the tax consequence of this distribution in a year that they were not used to pay expenses in that same year. Page 48 gives more info on the distributions also.
Laura H 鈥?H%26amp;R Block 鈥?Senior Tax Advisor 5
**This advice was prepared based on our understanding of the tax law in effect at the time it was written as it applies to the facts that you provided.|||It will be income: IRS Publication 970, Tax Benefits for Education. Generally, amounts distributed are included in gross income unless they are used to pay for qualified education expenses,
And, there is the penalty.
What is a good job to aspire to without a University education?
My school whilst doing my GCSE's rated the highest in the country, and my grades are all above average, I just don't have the money for a University education, nor do I want one I would just rather get a decent job so I can save and go travelling or possibly move out of England, just some suggestions, my A-levels finish in a few days.|||look into the self-employed trades.
over here in America, self-employed plumbers, electricians, and HVAC [heating] techs do very well for themselves. The skills are readily learnable and one begins by working as a helper for a larger local firm and then graduates to being the lead man for them before striking out on ones own.
this working for someone else is critical -- it gives you the experience that customers want and the opportunity to save the start-up capital required [twenty or thirty thousand, I think]
homeowners and landlords tend to not do these tasks themselves but to hire them done because experience and special knowledge is required.
over here in America, self-employed plumbers, electricians, and HVAC [heating] techs do very well for themselves. The skills are readily learnable and one begins by working as a helper for a larger local firm and then graduates to being the lead man for them before striking out on ones own.
this working for someone else is critical -- it gives you the experience that customers want and the opportunity to save the start-up capital required [twenty or thirty thousand, I think]
homeowners and landlords tend to not do these tasks themselves but to hire them done because experience and special knowledge is required.
What are your feelings on age appropriate Comprehensive sex education?
Age appropriate COMPREHENSIVE sex education for all American children in general needs to be promoted to save lives and avoid lifetimes of shame, teenage and unwanted pregnancies, stds, and HIV. How have you discussed these issues with your own children?|||Not only would it end unwanted pregnancies, but it would lower the cost of gas
Monday, December 12, 2011
How much do you save for your child's future/education?
She's not even born yet, but I want her to lack nothing in the future and hope she goes far
in her education..and I don't want finances to ever be a block for her.
When I get on my feet and start working agian, what is the average amount per month
you put away for your daughter/son's future?
Thanks!!|||Money market accounts and 529s used to be the way to go, but we lost a big chunk of money on our daughter's college fund so now I just use an old fashion low yield savings acct. I would rather gain 0 interest then lose the money I initially put in.
That said, if you want you child to have $25,000 for college by 18, that would require you put away at least $100 for her per month from birth. That is an amount the many parents can realistically affford. If you want your child to have a full $300,000 college savings account by 18, you'd need to put away $1350 per month... thats not something I can afford.
You know, its not 100% a parents job to be sure their child has limitless money for their education. If your child does well in high school they can earn scholarships to help pay for things, and they can apply for grants and always *gasp* do 2 years at a community college before transfering to an overpriced university.|||We started it with 2000 dollars that we had saved up and for now we just do 25 dollars a month. Once I start working next year we will do 100 a month.
in her education..and I don't want finances to ever be a block for her.
When I get on my feet and start working agian, what is the average amount per month
you put away for your daughter/son's future?
Thanks!!|||Money market accounts and 529s used to be the way to go, but we lost a big chunk of money on our daughter's college fund so now I just use an old fashion low yield savings acct. I would rather gain 0 interest then lose the money I initially put in.
That said, if you want you child to have $25,000 for college by 18, that would require you put away at least $100 for her per month from birth. That is an amount the many parents can realistically affford. If you want your child to have a full $300,000 college savings account by 18, you'd need to put away $1350 per month... thats not something I can afford.
You know, its not 100% a parents job to be sure their child has limitless money for their education. If your child does well in high school they can earn scholarships to help pay for things, and they can apply for grants and always *gasp* do 2 years at a community college before transfering to an overpriced university.|||We started it with 2000 dollars that we had saved up and for now we just do 25 dollars a month. Once I start working next year we will do 100 a month.
A couple plans to save for their child鈥檚 college education. What principal must be deposited by the parent?
You can find plenty of calculators that do this at Scottrade.com and other investment firms. It will depend upon the age of you child and the years to college.
Most investment advisers recommend investing in a mutal fund when you have at least ten years until college. A deposit of $10,000 is often recommended.
Most investment advisers recommend investing in a mutal fund when you have at least ten years until college. A deposit of $10,000 is often recommended.
Why do people often cite education as something only government can provide?
Often, I have heard people defend the necessity of government by arguing that government is necessary to provide the "public good" of education. I have actually heard people argue that, unless the government collects taxes to fund a "free" government education system, nobody will be able to get an education.
Obviously, this can be disproven on empirical grounds, even in our current society where government requires everybody to pay for government schools, whether or not they send their kids to those particular schools. The fact that many people are willing to pay twice for education by either homeschooling their kids or sending them to a private school (yes, the private sector can provide schools).
Even the slightly more mild form of the argument for government education (that not everybody will get an education if government doesn't run its own schools) is spurious. Granting, for the sake of argument, that the claim that, without government spending on education, many children would be unable to get an education (although I don't think this claim is true either), that is not a good argument for government to run its own school system. In fact, the government could almost certainly save alot of money and achieve the same or better educational results by giving out vouchers to pay tuition for any private school. To use the example of Washington, DC, if the politicians in Washington, DC wanted to do so, they could send every kid in DC to the elitist private school that the president's daughters attend for roughly the same amount of money they already spend at their government schools (considering that Obama has chosen not to send his kids to the DC government schools, I think we all know which school provides a better education).
Politicians talk all the time about how they want to eliminate "waste, fraud, and abuse" in the government in this country. If they are serious about doing this, how about getting the government out of the business of building and operating schools, something which it has proven it cannot do efficiently? If you truly believe that children would be unable to get an education in a pure free market, then how about replacing the government's socialized schools program with a government handout program? That would be, at the very least, less of a drain on the taxpayers than the current money sink.|||The problem isn't that nobody would get an education - it is that not everyone - not all people - would get an education.
There are many failed private and charter schools.
The ones that do perform well do not accept and work with children with learning disabilities.
This country started without free public education and we know for a fact that literacy increased and educational levels increased with public education.|||I don't understand it either. The best education I have ever had I gave myself.|||I skipped your book, but I don't think the gov is the only source of education. next.|||Im for putting each school district out to bid we already own the buildings.Private company's could not do worse that what we have now.|||Government wants to run the education system so they can indoctrinate people. It's only oh so obvious, the teachers union indoctrinates children to their advantage to raise more tax revenue.|||Nice rant. I agree. The govt. should not be in the education business. The intent of the public education system was to insure that all Americans had access to education despite economic circumstances. But it has turned out to be a place where standards are low, results are poor and students are indoctrinated or brain washed with liberal ideas and reconstructed history.|||Not only is it not the only place where education can be provided....it is the absolute worst place to provide it.
Our public school education system is a ABSOLUTE disaster.
While private school flourish and excel at every level (FAR outmatching public schools ON EVERY SINGLE SUBJECT....and with not even a third of the funding).|||Because they received a poor public education and are too ignorant to demand a quality education for future generations.|||I think the last thing big government propagandist should point to is education, due to the fact that government has poured tons of money into education and We are no where near the top among education on the planet.|||Public schools have turned into government propaganda machines.
Having school vouchers is a very practical way to educate our students.
Vouchers cost about 1/2 what publlic schools cost, and the children are much better able to function as adults.
There are many wonderful teachers in the public shcool system, but they are hampered by all the 'rules' and have to waste a lot of time on things that do not educate the students.
The public schools have no way to get rid of people who have forgotten that the only reason the school exists is to benefit the students.|||Two main reasons. control of the political body by the teachers unions and the fact that progressives want to control the minds of all children in order to preserve and promote their view of the world and the political power they hold.
Obviously, this can be disproven on empirical grounds, even in our current society where government requires everybody to pay for government schools, whether or not they send their kids to those particular schools. The fact that many people are willing to pay twice for education by either homeschooling their kids or sending them to a private school (yes, the private sector can provide schools).
Even the slightly more mild form of the argument for government education (that not everybody will get an education if government doesn't run its own schools) is spurious. Granting, for the sake of argument, that the claim that, without government spending on education, many children would be unable to get an education (although I don't think this claim is true either), that is not a good argument for government to run its own school system. In fact, the government could almost certainly save alot of money and achieve the same or better educational results by giving out vouchers to pay tuition for any private school. To use the example of Washington, DC, if the politicians in Washington, DC wanted to do so, they could send every kid in DC to the elitist private school that the president's daughters attend for roughly the same amount of money they already spend at their government schools (considering that Obama has chosen not to send his kids to the DC government schools, I think we all know which school provides a better education).
Politicians talk all the time about how they want to eliminate "waste, fraud, and abuse" in the government in this country. If they are serious about doing this, how about getting the government out of the business of building and operating schools, something which it has proven it cannot do efficiently? If you truly believe that children would be unable to get an education in a pure free market, then how about replacing the government's socialized schools program with a government handout program? That would be, at the very least, less of a drain on the taxpayers than the current money sink.|||The problem isn't that nobody would get an education - it is that not everyone - not all people - would get an education.
There are many failed private and charter schools.
The ones that do perform well do not accept and work with children with learning disabilities.
This country started without free public education and we know for a fact that literacy increased and educational levels increased with public education.|||I don't understand it either. The best education I have ever had I gave myself.|||I skipped your book, but I don't think the gov is the only source of education. next.|||Im for putting each school district out to bid we already own the buildings.Private company's could not do worse that what we have now.|||Government wants to run the education system so they can indoctrinate people. It's only oh so obvious, the teachers union indoctrinates children to their advantage to raise more tax revenue.|||Nice rant. I agree. The govt. should not be in the education business. The intent of the public education system was to insure that all Americans had access to education despite economic circumstances. But it has turned out to be a place where standards are low, results are poor and students are indoctrinated or brain washed with liberal ideas and reconstructed history.|||Not only is it not the only place where education can be provided....it is the absolute worst place to provide it.
Our public school education system is a ABSOLUTE disaster.
While private school flourish and excel at every level (FAR outmatching public schools ON EVERY SINGLE SUBJECT....and with not even a third of the funding).|||Because they received a poor public education and are too ignorant to demand a quality education for future generations.|||I think the last thing big government propagandist should point to is education, due to the fact that government has poured tons of money into education and We are no where near the top among education on the planet.|||Public schools have turned into government propaganda machines.
Having school vouchers is a very practical way to educate our students.
Vouchers cost about 1/2 what publlic schools cost, and the children are much better able to function as adults.
There are many wonderful teachers in the public shcool system, but they are hampered by all the 'rules' and have to waste a lot of time on things that do not educate the students.
The public schools have no way to get rid of people who have forgotten that the only reason the school exists is to benefit the students.|||Two main reasons. control of the political body by the teachers unions and the fact that progressives want to control the minds of all children in order to preserve and promote their view of the world and the political power they hold.
Why is my Y! Profile unable to save my changes to my Education section?
It saves changes to all my other sections.|||Hmm that section problem it seems, tried ith any other computer? Or like google chrome or mozilla...
How do I make my Education visible to my friends on Facebook?
I was trying to make it show, but it wasn't working. I've saved my Privacy so that my Friends can see my Education/Work info, but when I am going to my profile, it's not there.|||Is it not there for you or your friends? If you can't see it, make sure you've also allowed yourself to see the box. If your friends can't see it, make sure you're not excluding any friends list or anything that your friends are listed in.
I've been out of high school for years, so how can I still save on a college education?
I would like to go for four years but the cost is astronomical! How can I get some breaks on the cost other then loans?|||Have you applied for FAFSA? If so, what does it say your EFC is? You might look at a community college, depending on what you want to do, you may get the whole ride there. If not, you can at least get 2 years in there and then transfer. Also, need more info.: Are you a single parent? There are great SP scholarships. Depending on your course of study, there are a lot of specific scholarships for studies in certain fields. If you're going into medicine, getting a job at a hospital is a great way to get financial help through tuition assistance. You get your stuff paid for and sign an agreement that you'll stay and work for them in your new capacity for an equal time/money which they paid on your behalf (and yes, you still get your regular paycheck). So, without knowing more about your situation, that's the best I can offer. Email w/ more info. if you'd like more specific information. Good luck!!!! :D :D|||You need to complete a FAFHA form. With this form completed, the universities can give you a financial aid package. You look at each of the packages for the schools you applied to and see which is going to be the best for your situation. They could offer loans, grants, scholarships, work/study programs, or a combination of any of these. You don't have to accept the entire package. You can decline any part and accept the others. For example: accept everything but the loans. If most of the package is work/study, you might realize that you can probably find another part time job that will pay more. You just have to make sure that your employer will work around your school schedule. Many in university towns are flexible for students. Best wishes~
I worked hard to save my money for college, why should I pay for your college education via fat cat liberals?
Hussein Obama has stated that everyone who wants it should receive a college education. I can only assume, as our "leader" he intends to create a new freebie program for people that will study art, sociology, or gender awareness.
Why should I pay for such things!|||i agree,i came from a lower middle class family who couldn't afford my education.i worked for 10 hours a day and attended school for a minimum of 6 hours a day.i appreciate what i have worked for and how i got there.i have put my first 2 children through school.they both worked the whole time to help out.now my youngest is 9 and she wants to attend penn state also.i have saved for 9 years for her.where is the work ethic here?|||I agree that anyone who wants an education should receive it. Especially if they have the grades to support it. I don't mind my tax dollars supporting a medical program or education. I do mind my tax dollars forced to support a bailout that I had no part of to begin with!!!!
I also think there are people that want to go to college to study other things such as art, sociology or gender awareness.|||I still waiting for my check so i wont have to pay for my schooling...
OH WAIT never mind, I sorry, I dont count in obama's plan. . . I have to give my hard earned money up because someone else doesnt want to work as hard as I have to.
makes sense now.|||Oh, and that's just he beginning. I am 57 and have been a professional for 33 years. I am thinking of going into a new profession. You and everyone else will pay for me re-education. It's GREAT!|||Just wait, by the time the Bush tax cuts expire, the Republicans can take back Congress. Any economic bill put forth by Obama calling for tax increases will be rejected. |||because you just proved to us that you are not worth of an education
so just hand it over to someone one else who actually will use his brain to get a good education instead of spewing hate like you|||The same reason you're paying for the corporate welfare "bailout" bush signed.|||College didn't teach you anything did it? |||Only 20% of those who go to college can use it in their jobs. The rest would be better off in trade schools.
Why should I pay for such things!|||i agree,i came from a lower middle class family who couldn't afford my education.i worked for 10 hours a day and attended school for a minimum of 6 hours a day.i appreciate what i have worked for and how i got there.i have put my first 2 children through school.they both worked the whole time to help out.now my youngest is 9 and she wants to attend penn state also.i have saved for 9 years for her.where is the work ethic here?|||I agree that anyone who wants an education should receive it. Especially if they have the grades to support it. I don't mind my tax dollars supporting a medical program or education. I do mind my tax dollars forced to support a bailout that I had no part of to begin with!!!!
I also think there are people that want to go to college to study other things such as art, sociology or gender awareness.|||I still waiting for my check so i wont have to pay for my schooling...
OH WAIT never mind, I sorry, I dont count in obama's plan. . . I have to give my hard earned money up because someone else doesnt want to work as hard as I have to.
makes sense now.|||Oh, and that's just he beginning. I am 57 and have been a professional for 33 years. I am thinking of going into a new profession. You and everyone else will pay for me re-education. It's GREAT!|||Just wait, by the time the Bush tax cuts expire, the Republicans can take back Congress. Any economic bill put forth by Obama calling for tax increases will be rejected. |||because you just proved to us that you are not worth of an education
so just hand it over to someone one else who actually will use his brain to get a good education instead of spewing hate like you|||The same reason you're paying for the corporate welfare "bailout" bush signed.|||College didn't teach you anything did it? |||Only 20% of those who go to college can use it in their jobs. The rest would be better off in trade schools.
Have you begun saving up for you and your child's portion of the bill for the war in Iraq and Afghanistan?
It used to be that we saved up for our child's education but now we may be saving up for something else!|||i have direct deposit savings accounts for both of my children as well as myself and i'll be go to hell if i have to pay anymore for this war.|||he's on his own as far as that goes, college too|||No, not at all. The war wasn't deficit spending. But I am saving for my kid's portion of the social programs that are about to be broke from mismanagement; like Social Security. And the thought that some how spending more money on other social programs is a good thing when it really is only more spending.|||I had been planning on opening a business in the next year or so, however, I've changed my plans...Took the money and squirreled it away. Not because of the war mind you... I'm hedging my bet that Hillary will win... If that's the case, I will need as much liquid capital, I can get my hands on.
All the military spending that was cut during the Clinton years came back to bite us square in the wallet... but you are far to blind to see that!
All the military spending that was cut during the Clinton years came back to bite us square in the wallet... but you are far to blind to see that!
How can i fix this social problem?
I think too much about the past, things i wish i would have accomplished, like getting a better education, saving money, doing more exercise and since i haven't reach these goals i feel like a complete loser, not good enough to mack to a girl, overly shy, i don't really want to wake up and face the day, sometimes i just want to die, i guess im really depressed and it causes me to quit all my jobs and not be social with co workers, im scared of social events and gatherings, how can i stop this from happening? Should i take some type of medications?|||It sounds as though you may be suffering from depression and/or social anxiety. I recommend scheduling a visit with a mental health prescription because there are medications that can help greatly with your feelings. Good luck!|||get a friend; someone u can hang out with and feel comfertable with. Just one is enough but then u gotta first get to know each other before u chase him away with yo stories.
Just get a friend man.|||You don't say how old you are. Speak to a parent, sibling, or close friend so that somebody knows about your problem. You should never have to be alone in a situation like this. You should seek counseling. Make an appointment with your physician about this and have a consultation. He or she will give you the name of a psychologist or psychiatrist to see.
I hope things start to look up for you soon! Remember, many people have improved their lives this way. It will work for you, too.
Just get a friend man.|||You don't say how old you are. Speak to a parent, sibling, or close friend so that somebody knows about your problem. You should never have to be alone in a situation like this. You should seek counseling. Make an appointment with your physician about this and have a consultation. He or she will give you the name of a psychologist or psychiatrist to see.
I hope things start to look up for you soon! Remember, many people have improved their lives this way. It will work for you, too.
Working hard now to support family in future?
Not talking about physical labor. Just wanted to know if people doing a lot right now (education, saving money etc) to make life easier/better for the family they'll have in future.|||Definitely YES. It shows maturity on your part to even be thinking along these lines. I commend you for it. The best advice I can offer is to get out of debt, stay out of debt, and set aside a little money for the future. Also, during these troubled times, I recommend that you have a storage of food and other necessities. Plan for the future and you won't regret it.|||No but I hope my boyfriend is .....lol|||may be yes
Need a catchy title for brochure on saving money?
It's basically just an informational thing on how to save money for post-secondary education. I'm lousy at creative writing so I was hoping you guys could help maybe? :)
Thanks|||"How to gain more knowledge without gaining more debt"|||what about "Kerching" ( like the sound of a cash register)
"SPEND%26amp;%26amp;SAVE"
"money money money" ( like the abba song)
i'll edit if i think of any more ;)!
Thanks|||"How to gain more knowledge without gaining more debt"|||what about "Kerching" ( like the sound of a cash register)
"SPEND%26amp;%26amp;SAVE"
"money money money" ( like the abba song)
i'll edit if i think of any more ;)!
Should Education in WI be privatized to save taxpayer money? Think of the efficiencies, think of profits!!!?
A good, and fair company would respect their employees and compete with better wages for quality staff. Through efficency savings would result in a profit, somnetimes small, sometimes large. The kids would get a great education, possibly, and the unions would be crushed. Win-Win for all
Maybe Everest College could bid on this?
Anyone else as crazy as me to believe this?
Agree or Strongly Agree?|||I will have to disagree since it costs about 4 times as much to attend a private school as it does a public school...and the private school are allowed to accept or decline anyone for any reason. In my city, Los Angeles the cost is less than $10,000 per student, a private school will cost an average of $35,000. You could expect that to go up if schools were forced to accept special need children, children with behavioral problems, etc. Yes, a good fair company would respect their employees, there just aren't many of those around! Suddenly, the main concern would not be the students, it would not be the teachers, it would not be education. It would be the share holders' returns. No, I'm not as crazy as you. I strongly disagree.|||Private schools can and do pick and choose which students to admit. Public schools must take everyone, and that includes children with all types of disabilities. Some of these children cost $50,000 and more to educate for one year, and no private school can effectively do this (the ones who do cost about the same as in the public sector). And there ARE unions in many private schools and also colleges and universities.|||How would that save money? People wouldn't be able to afford to send their kids to school. They currently are paid for by taxes. I don't see the reduction in taxes being enough to pay for school because people like me pay for people's kids when I don't have any. And you know what? I am fine with that.|||Let them do it online The University of Phoenix, No it should not be privatized, ever look at private colleges Vs Public colleges private are at least 3x as much as public . Most Private k-12 schools get money from the church's ,are the church's going to pay to educate all of the children|||Privatizing schools would not only be good for the economy but it would make kids actual learn, unlike in public schools.|||Great idea;
But you would have to give out government vouchers to those people who were not wealthy enough to send their kids to private school.|||Great idea, strongly agree. Bad teachers would get fired instead of sent to the rubber room to collect a paycheck for doing nothing but ruining children.|||No, not everyone can afford a private school.
There's already enough student debt with college, now let's add 12 more years on too it! Makes perfect sense!|||For a lot of people, it simply would be too expensive to pay for their kid's education. I say no, as we need to invest in our future.|||Well except for the schools that don't land the best teachers...I guess those kids will just have to deal.|||Think of all the people who wouldn't be able to afford private schools.|||We can be just as backwards as medieval Europe! Oh it will be so fun.|||ABSOLUTELY...in all other places in the US as well.|||Yes, all of America.
Maybe Everest College could bid on this?
Anyone else as crazy as me to believe this?
Agree or Strongly Agree?|||I will have to disagree since it costs about 4 times as much to attend a private school as it does a public school...and the private school are allowed to accept or decline anyone for any reason. In my city, Los Angeles the cost is less than $10,000 per student, a private school will cost an average of $35,000. You could expect that to go up if schools were forced to accept special need children, children with behavioral problems, etc. Yes, a good fair company would respect their employees, there just aren't many of those around! Suddenly, the main concern would not be the students, it would not be the teachers, it would not be education. It would be the share holders' returns. No, I'm not as crazy as you. I strongly disagree.|||Private schools can and do pick and choose which students to admit. Public schools must take everyone, and that includes children with all types of disabilities. Some of these children cost $50,000 and more to educate for one year, and no private school can effectively do this (the ones who do cost about the same as in the public sector). And there ARE unions in many private schools and also colleges and universities.|||How would that save money? People wouldn't be able to afford to send their kids to school. They currently are paid for by taxes. I don't see the reduction in taxes being enough to pay for school because people like me pay for people's kids when I don't have any. And you know what? I am fine with that.|||Let them do it online The University of Phoenix, No it should not be privatized, ever look at private colleges Vs Public colleges private are at least 3x as much as public . Most Private k-12 schools get money from the church's ,are the church's going to pay to educate all of the children|||Privatizing schools would not only be good for the economy but it would make kids actual learn, unlike in public schools.|||Great idea;
But you would have to give out government vouchers to those people who were not wealthy enough to send their kids to private school.|||Great idea, strongly agree. Bad teachers would get fired instead of sent to the rubber room to collect a paycheck for doing nothing but ruining children.|||No, not everyone can afford a private school.
There's already enough student debt with college, now let's add 12 more years on too it! Makes perfect sense!|||For a lot of people, it simply would be too expensive to pay for their kid's education. I say no, as we need to invest in our future.|||Well except for the schools that don't land the best teachers...I guess those kids will just have to deal.|||Think of all the people who wouldn't be able to afford private schools.|||We can be just as backwards as medieval Europe! Oh it will be so fun.|||ABSOLUTELY...in all other places in the US as well.|||Yes, all of America.
Are the General Education classes at a Junior College the same as at a 4 year college?
The first few years at a 4 year college consist mainly of general ed classes that everyone is required to take, right?
Do they differ in any way say at a prestigious University to a JC ?
I heard JC saves alot of money for primarily the same education.
Oppinions?|||Yes the differ, general education classes are easier at a junior college but they count for the same thing. I went straight to a 4 year college and some of my friends went to a junior college, same credits, same ideas, but MUCH easier tests, quizes and homework. Plus they saved a lot of money. Just make sure that your junior credits will transfer to the 4 year college of your choice. If they don't you will have to retake them.|||Usually all your gen ed classes transfer but it really depends on the university that you are transfering to to decide what they will accept. Another way to save money is to check into CLEP courses. You take a test and if you pass you receive college credit without actually attending the class. Good luck.
Do they differ in any way say at a prestigious University to a JC ?
I heard JC saves alot of money for primarily the same education.
Oppinions?|||Yes the differ, general education classes are easier at a junior college but they count for the same thing. I went straight to a 4 year college and some of my friends went to a junior college, same credits, same ideas, but MUCH easier tests, quizes and homework. Plus they saved a lot of money. Just make sure that your junior credits will transfer to the 4 year college of your choice. If they don't you will have to retake them.|||Usually all your gen ed classes transfer but it really depends on the university that you are transfering to to decide what they will accept. Another way to save money is to check into CLEP courses. You take a test and if you pass you receive college credit without actually attending the class. Good luck.
What is this big issue with the school saving a place for maddie???
i am anti-gerry%26amp;kate-McCann, but i actually can't believe some of you are slating the school for saving a place for maddie!!!
Why do you think there will be this one spooky empty seat in the classroom? there is not 1 seat to every pupil, there are always 4 or 5 empty places in a classroom!!!!
what do you suggest the school should do then? give maddie's place to another child already? what if she is found and the school turns round and say's "actually she cant come to this school anymore because we gave her place to another child"
there are no children "sitting at home missing out on their education" because a child is missing, children were placed in schools months ago, every child has been placed in a school!
there is not going to be this child sitting next to an empty chair, worrying about what happened to that child, because there will be lots of empty chairs in the class room!
what do you suggest the school should do?|||The school did the right thing with the reserving the seat gesture, there would be several empty seats anyways even if she was never abducted and was in school now.|||You're welcome.
|||my cousin duane's school didnt do that for him after he disappeared.
Why do you think there will be this one spooky empty seat in the classroom? there is not 1 seat to every pupil, there are always 4 or 5 empty places in a classroom!!!!
what do you suggest the school should do then? give maddie's place to another child already? what if she is found and the school turns round and say's "actually she cant come to this school anymore because we gave her place to another child"
there are no children "sitting at home missing out on their education" because a child is missing, children were placed in schools months ago, every child has been placed in a school!
there is not going to be this child sitting next to an empty chair, worrying about what happened to that child, because there will be lots of empty chairs in the class room!
what do you suggest the school should do?|||The school did the right thing with the reserving the seat gesture, there would be several empty seats anyways even if she was never abducted and was in school now.|||You're welcome.
Report Abuse
|||my cousin duane's school didnt do that for him after he disappeared.
Is it bad to save for your kid's college education?
There are many people that strongly believe that children should make full loans and pay for their own college.
Yet, I see parents saving in 529 plans and putting money away in ROTHs to send their kids to college. These parents plan to pay for their kids college in full.
Which is right and which is wrong?
If a parent worked hard to save the money is it ok for that parent to pay in full for their college? The child can get a part-time job to pay for his own misc expenses|||my opinion
if you are struggling to put food on your table so you can save to send your kid to college.
but if you have plenty of money were you can do so. but keep in mind that when you retire your children are not going to be taking care of you so i would rather save for a retirement.
there are plenty of other ways to put your child through college like encouraging him/her to do better that best for scholarships. encourage them to take ap courses that in high school that actually work as credits in college saves you a lot of money.|||I see nothing wrong with paying for your child's education if you can afford it. This will help set them along the right path without a bunch of lingering bills so their future can be successful. If the parents cant help pay for their child's education then the child will need to figure it out but the parent shouldn't be blamed for their misfortune. I'm currently in college and I know many people who's parents pay for their college but they have many strict guidelines to follow (have to keep up their grades, live exactly where the parents tell them to, visit home every so often, have a part-time job, etc....) and if they don't follow these guidelines their parents stop paying for it because they don't want to waste their money if their child is gonna fail anyways. Of course I also know many who's parents are paying and don't care what they do and then many other students who rely on grants, loans, jobs to pay their way through.|||i think its necessary that parents save up for their kids college it doesn't seem like a big deal but its very important and you get to realize that when college applications start coming in, when your kid is done with high school. college just keeps getting more expensive by the day. the most the children can do is save up for their own personal money/pocket money,to reduce the financial stress.|||I'm a college student and my parents are helping me with my education . They don't want me to work just yet so I can concentrate but by second year I must to have experience. It is stupid to do loans if your parents can help . I find it not stupid at all but very helpful and smart|||its not bad
Yet, I see parents saving in 529 plans and putting money away in ROTHs to send their kids to college. These parents plan to pay for their kids college in full.
Which is right and which is wrong?
If a parent worked hard to save the money is it ok for that parent to pay in full for their college? The child can get a part-time job to pay for his own misc expenses|||my opinion
if you are struggling to put food on your table so you can save to send your kid to college.
but if you have plenty of money were you can do so. but keep in mind that when you retire your children are not going to be taking care of you so i would rather save for a retirement.
there are plenty of other ways to put your child through college like encouraging him/her to do better that best for scholarships. encourage them to take ap courses that in high school that actually work as credits in college saves you a lot of money.|||I see nothing wrong with paying for your child's education if you can afford it. This will help set them along the right path without a bunch of lingering bills so their future can be successful. If the parents cant help pay for their child's education then the child will need to figure it out but the parent shouldn't be blamed for their misfortune. I'm currently in college and I know many people who's parents pay for their college but they have many strict guidelines to follow (have to keep up their grades, live exactly where the parents tell them to, visit home every so often, have a part-time job, etc....) and if they don't follow these guidelines their parents stop paying for it because they don't want to waste their money if their child is gonna fail anyways. Of course I also know many who's parents are paying and don't care what they do and then many other students who rely on grants, loans, jobs to pay their way through.|||i think its necessary that parents save up for their kids college it doesn't seem like a big deal but its very important and you get to realize that when college applications start coming in, when your kid is done with high school. college just keeps getting more expensive by the day. the most the children can do is save up for their own personal money/pocket money,to reduce the financial stress.|||I'm a college student and my parents are helping me with my education . They don't want me to work just yet so I can concentrate but by second year I must to have experience. It is stupid to do loans if your parents can help . I find it not stupid at all but very helpful and smart|||its not bad
Why education is so important in India?
I know it is important for job but what when we study for a field but join in different.
Most of the jobs providing firms require to go for training, for the job, under its' official because what we study does not matter for them, they just train the students according to their needs.
i think the format of education needs a change otherwise it can be considered as the compulsory source of wasting our saving which is getting costlier year by year.|||you have asked a million dollar question. in india the eduction system is very lopsided and there needs to be several changes.
first change needed is the mind set of employers as well as the employees.
next the eduction system should be vocational targetted
then the age limits for the various courses needs to be re looked at.
for any further info pl contact bcsarma@yahoo.com
Most of the jobs providing firms require to go for training, for the job, under its' official because what we study does not matter for them, they just train the students according to their needs.
i think the format of education needs a change otherwise it can be considered as the compulsory source of wasting our saving which is getting costlier year by year.|||you have asked a million dollar question. in india the eduction system is very lopsided and there needs to be several changes.
first change needed is the mind set of employers as well as the employees.
next the eduction system should be vocational targetted
then the age limits for the various courses needs to be re looked at.
for any further info pl contact bcsarma@yahoo.com
Can anyone advise me if there is any insurance policy for baby with Atrial Septal Defect? Thanks?
We need some form of coverage for major illnesses, accidents. I understand there may be exclusions on heart-related illnesses, this is of course acceptable. We also need education-saving plan..... My current agent is not helpful on this. I need since sharing %26amp; advice. Can someone help??? Thanks alot in advance.|||Typically, insurance rates and types of coverages are filed by the various insurance companies that are licensed to do business in your State, and they vary from State to State.
The best thing to do is call a LOCAL independent agent. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems. You may look for designations like RHU (Registered Health Underwriter) and you'll know you have a professional in his field.
An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.
Not knowing where you live, there may be a company "of last resort" - it's similar to an assigned risk pool for auto or workers compensation. It is made up of all/most of the insurance companies that offer health insurance in your State and they HAVE to accept your application - and normally there is a set rate, normally based on your zip code.
Good luck and I hope this helps!
The best thing to do is call a LOCAL independent agent. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems. You may look for designations like RHU (Registered Health Underwriter) and you'll know you have a professional in his field.
An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.
Not knowing where you live, there may be a company "of last resort" - it's similar to an assigned risk pool for auto or workers compensation. It is made up of all/most of the insurance companies that offer health insurance in your State and they HAVE to accept your application - and normally there is a set rate, normally based on your zip code.
Good luck and I hope this helps!
How many billions in welfare, health care & education costs would the nation save if it deported illegals?
If it deported 12 million illegals and illegals only leached 1,000 dollars a month for their free services then it would save America 1 billion 440 thousand dollars in just year
(12,000,000 x 12,000 (1,000 per month) over 10 years that would be 10 billion dollars!|||I would have to agree. Common sense would tell you that it's far cheaper to deport than to raise, care for, shelter, educate and feed for decades.
I'm not talking a shoddy deportation, either. You can get a ticket from Seattle, WA to Mexico City with the Greyhound bus line for around $300. Or you can fly from NY city to Mexico City for around $410.
Regan might've legalized 3 million, but that was almost 30 years ago and the economy wasn't like it is now.
Edit: We have several places that employs them and the primary reason is because the employer can get away with paying below minimum wage. Most Americans can't work for that because they have bills and families to support. If we deport the workers, employers will be forced to pay adequate wages. Many companies in this area wouldn't take a hit anywhere aside from management pay and bonuses. We have people competing for jobs at fast food and retail places because there literally aren't any other jobs. I very much blame employers with that situation, not just illegals.|||But it would be easier and cheaper if we encouraged them to self-deport.
1. No non-life saving healthcare.
2. Fine employers 10,000 per head for hiring illegals. Revoke the business licenses of repeat violators. Make knowingly hiring illegals a felony and imprison those who employ them.
3. No social services for illegals, period.
4. No birthright citizenship for the children of illegals.
5. Mandatory 10 year exclusion from application for citizenship or work visas for any people who are found to be here illegally.
6. Deport. Deport. Deport. Deport all illegals, regardless of circumstances, when ever and where ever they are found.|||Obama Signs Border Security Bill
WASHINGTON (AP) -- President Barack Obama on Friday signed a bill directing $600 million more to securing the U.S.-Mexico border, a modest election-year victory that underscores his failure so far to deliver an overhaul of immigration law.
The new law will pay for the hiring of 1,000 more Border Patrol agents to be deployed at critical areas, as well as more Immigration and Customs Enforcement agents. It provides for new communications equipment and greater use of unmanned surveillance drones. The Justice Department gets more money to help catch drug dealers and human traffickers.
http://www.ice.gov/pi/nr/1008/100819salt鈥?/a>
158 arrested in Utah's largest ever ICE-led gang enforcement action
Authorities credit new multi-agency task force for record arrests
SALT LAKE CITY - A total of 158 gang members and individuals with gang ties, including many with prior criminal records, are facing new criminal charges or deportation following a four-month, multi-agency anti-gang surge spearheaded by the U.S. Immigration and Customs Enforcement (ICE) Office of Homeland Security Investigations (HSI) that represents the largest operation of its kind ever carried out in the state.
The number of illegal aliens removed from the United States by U.S. Immigration and Customs Enforcement is UP, not down.
FY 2009 was 298,401 individuals, UP from 264,541 in FY 2008.
Discretionary spending on border security went from $7.9 billion in 2008; to $9.8 billion in 2009; and to $10.1 billion in fiscal year 2010.
There are more border enforcement agents on the border than ANY time in the history of this country.
U.S. Immigration and Customs Enforcement has levied a RECORD $3 million in civil fines on businesses that hired unauthorized immigrants.|||Let's use your numbers 10 billion dollars over ten years.
vs
Cost too deport one time 166,000 * 12 million = 1,992,000,0000 almost 2 trillion. Using the cost to deport from the GOP web site.
We spent 50 billion dollars last year including a 3 billion dollar special appropriation to buy some votes(1). The actual number deported 298,410(2) at a cost of ~ 166 thousand per deportee. So an extra billion would be about 5968 additional deportees. No word on how many of those are already back.
I think my source is exceedingly acceptable to Republicans.
1. http://www.gop.gov/bill/111/1/hr2892
2. http://www.cnsnews.com/news/article/7117鈥?/a>|||It was 12 Million 7yrs ago more like 20 today. Here in the Keys the Free housing is full to the top and new 1s being built . Section 8 housing at $1000 per month having anchor baby's like rabbits free medical and school. It's out of control there are no jobs here and the 1s there are are held by Latinos of some sort.Even the Banks are employing them.Fishing has changed and most know are Latinos.NOV vote out the Amnesty for illegals bleeding hearts.|||The USA would save $2.2 Trillion dollars ( and this was 3 years ago )............INVASION USA
$2.2 trillion illegal alien taxpayer sticker shock ; 2/3 of immigrants cost Americans $22,449 a year, shows new study
--------------------------------------鈥?br>
WASHINGTON 鈥?Someone has finally fixed an approximate taxpayer cost of between 12 million and 15 million illegal aliens residing in the U.S.
A new study by the Heritage Foundation's Robert Rector found a household headed by an individual without a high school education, including about two-thirds of illegal aliens, costs U.S. taxpayers more than $32,000 in federal, state and local benefits. That same family contributes an average of $9,000 a year in taxes, resulting in a net tax burden of $22,449 each year.
Over the course of the household's lifetime that tax burden translates to $1.1 million.
If the lower figure of 12 million illegal aliens is used for estimation purposes, the total tax burden translates to $2.2 trillion.
"Would any of us buy shares in a company that we knew would produce a loss of a million dollars a share," asks Rep. Steve King, R-Iowa, in response to the study. "Cheap labor is not cheap at the cost of over a million dollars per head of household."
Rector's study, "The Fiscal Cost of Low-Skill Households to the U.S. Taxpayer," examines the economics of the 17.7 million American households made up of people without a high-school degree. Using numbers from the Census Bureau, the Congressional Research Service, the Bureau of Labor Standards and other government agencies, Rector determined what they earn, what they spend and what they receive in government services.
About half of the 17.7 million households studied are illegal aliens. About two-thirds of illegal alien households are headed by someone without a high school degree. Only 10 percent of native-born Americans fit into that category.
"Over the next ten years the total cost of low-skill households to the taxpayer (immediate benefits minus taxes paid) is likely to be at least $3.9 trillion," Rector writes. "This number would go up significantly if changes in immigration policy lead to substantial increases in the number of low-skill immigrants entering the country and receiving services."|||Nightowl has a very valid point, just like in the big cities of Texas a very Republican stronghold, building of new roads and houses and any general construction trades and other wise would grind to a halt!!!
I am not saying that it is right for these people to be here, but you can see that this situation is of our own making, just deporting these people would create another problem, ie who would do the work that these people do and how much would it cost?|||Seems you have fallen prey to a viral e-mail that's been going around. A very false and distorted viral e-mail.
More recently, a 2007 report by the nonpartisan Congressional Budget Office examined 29 reports on state and local costs published over 15 years in an attempt to answer this question. CBO concluded that most of the estimates determined that illegal immigrants impose a net cost to state and local governments but "that impact is most likely modest." CBO said "no agreement exists as to the size of, or even the best way of measuring, that cost on a national level.
http://www.factcheck.org/2009/04/cost-of鈥?/a>|||Another day and yet another Con neglects to do the other other half of the equation....you know the part that says how much replacing illegal labor with born in the USA labor is going to cost us.
Or do you want American workers to work and try to survive on the same wage benefit packages that the illegals currently do ?|||Republicans need illegals to help the corporations maintain low wages and higher profits. Big business donates millions to the republican party.|||We would have more than THREE TRILLION in the bank if we hadn't started two illegal wars.
(12,000,000 x 12,000 (1,000 per month) over 10 years that would be 10 billion dollars!|||I would have to agree. Common sense would tell you that it's far cheaper to deport than to raise, care for, shelter, educate and feed for decades.
I'm not talking a shoddy deportation, either. You can get a ticket from Seattle, WA to Mexico City with the Greyhound bus line for around $300. Or you can fly from NY city to Mexico City for around $410.
Regan might've legalized 3 million, but that was almost 30 years ago and the economy wasn't like it is now.
Edit: We have several places that employs them and the primary reason is because the employer can get away with paying below minimum wage. Most Americans can't work for that because they have bills and families to support. If we deport the workers, employers will be forced to pay adequate wages. Many companies in this area wouldn't take a hit anywhere aside from management pay and bonuses. We have people competing for jobs at fast food and retail places because there literally aren't any other jobs. I very much blame employers with that situation, not just illegals.|||But it would be easier and cheaper if we encouraged them to self-deport.
1. No non-life saving healthcare.
2. Fine employers 10,000 per head for hiring illegals. Revoke the business licenses of repeat violators. Make knowingly hiring illegals a felony and imprison those who employ them.
3. No social services for illegals, period.
4. No birthright citizenship for the children of illegals.
5. Mandatory 10 year exclusion from application for citizenship or work visas for any people who are found to be here illegally.
6. Deport. Deport. Deport. Deport all illegals, regardless of circumstances, when ever and where ever they are found.|||Obama Signs Border Security Bill
WASHINGTON (AP) -- President Barack Obama on Friday signed a bill directing $600 million more to securing the U.S.-Mexico border, a modest election-year victory that underscores his failure so far to deliver an overhaul of immigration law.
The new law will pay for the hiring of 1,000 more Border Patrol agents to be deployed at critical areas, as well as more Immigration and Customs Enforcement agents. It provides for new communications equipment and greater use of unmanned surveillance drones. The Justice Department gets more money to help catch drug dealers and human traffickers.
http://www.ice.gov/pi/nr/1008/100819salt鈥?/a>
158 arrested in Utah's largest ever ICE-led gang enforcement action
Authorities credit new multi-agency task force for record arrests
SALT LAKE CITY - A total of 158 gang members and individuals with gang ties, including many with prior criminal records, are facing new criminal charges or deportation following a four-month, multi-agency anti-gang surge spearheaded by the U.S. Immigration and Customs Enforcement (ICE) Office of Homeland Security Investigations (HSI) that represents the largest operation of its kind ever carried out in the state.
The number of illegal aliens removed from the United States by U.S. Immigration and Customs Enforcement is UP, not down.
FY 2009 was 298,401 individuals, UP from 264,541 in FY 2008.
Discretionary spending on border security went from $7.9 billion in 2008; to $9.8 billion in 2009; and to $10.1 billion in fiscal year 2010.
There are more border enforcement agents on the border than ANY time in the history of this country.
U.S. Immigration and Customs Enforcement has levied a RECORD $3 million in civil fines on businesses that hired unauthorized immigrants.|||Let's use your numbers 10 billion dollars over ten years.
vs
Cost too deport one time 166,000 * 12 million = 1,992,000,0000 almost 2 trillion. Using the cost to deport from the GOP web site.
We spent 50 billion dollars last year including a 3 billion dollar special appropriation to buy some votes(1). The actual number deported 298,410(2) at a cost of ~ 166 thousand per deportee. So an extra billion would be about 5968 additional deportees. No word on how many of those are already back.
I think my source is exceedingly acceptable to Republicans.
1. http://www.gop.gov/bill/111/1/hr2892
2. http://www.cnsnews.com/news/article/7117鈥?/a>|||It was 12 Million 7yrs ago more like 20 today. Here in the Keys the Free housing is full to the top and new 1s being built . Section 8 housing at $1000 per month having anchor baby's like rabbits free medical and school. It's out of control there are no jobs here and the 1s there are are held by Latinos of some sort.Even the Banks are employing them.Fishing has changed and most know are Latinos.NOV vote out the Amnesty for illegals bleeding hearts.|||The USA would save $2.2 Trillion dollars ( and this was 3 years ago )............INVASION USA
$2.2 trillion illegal alien taxpayer sticker shock ; 2/3 of immigrants cost Americans $22,449 a year, shows new study
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WASHINGTON 鈥?Someone has finally fixed an approximate taxpayer cost of between 12 million and 15 million illegal aliens residing in the U.S.
A new study by the Heritage Foundation's Robert Rector found a household headed by an individual without a high school education, including about two-thirds of illegal aliens, costs U.S. taxpayers more than $32,000 in federal, state and local benefits. That same family contributes an average of $9,000 a year in taxes, resulting in a net tax burden of $22,449 each year.
Over the course of the household's lifetime that tax burden translates to $1.1 million.
If the lower figure of 12 million illegal aliens is used for estimation purposes, the total tax burden translates to $2.2 trillion.
"Would any of us buy shares in a company that we knew would produce a loss of a million dollars a share," asks Rep. Steve King, R-Iowa, in response to the study. "Cheap labor is not cheap at the cost of over a million dollars per head of household."
Rector's study, "The Fiscal Cost of Low-Skill Households to the U.S. Taxpayer," examines the economics of the 17.7 million American households made up of people without a high-school degree. Using numbers from the Census Bureau, the Congressional Research Service, the Bureau of Labor Standards and other government agencies, Rector determined what they earn, what they spend and what they receive in government services.
About half of the 17.7 million households studied are illegal aliens. About two-thirds of illegal alien households are headed by someone without a high school degree. Only 10 percent of native-born Americans fit into that category.
"Over the next ten years the total cost of low-skill households to the taxpayer (immediate benefits minus taxes paid) is likely to be at least $3.9 trillion," Rector writes. "This number would go up significantly if changes in immigration policy lead to substantial increases in the number of low-skill immigrants entering the country and receiving services."|||Nightowl has a very valid point, just like in the big cities of Texas a very Republican stronghold, building of new roads and houses and any general construction trades and other wise would grind to a halt!!!
I am not saying that it is right for these people to be here, but you can see that this situation is of our own making, just deporting these people would create another problem, ie who would do the work that these people do and how much would it cost?|||Seems you have fallen prey to a viral e-mail that's been going around. A very false and distorted viral e-mail.
More recently, a 2007 report by the nonpartisan Congressional Budget Office examined 29 reports on state and local costs published over 15 years in an attempt to answer this question. CBO concluded that most of the estimates determined that illegal immigrants impose a net cost to state and local governments but "that impact is most likely modest." CBO said "no agreement exists as to the size of, or even the best way of measuring, that cost on a national level.
http://www.factcheck.org/2009/04/cost-of鈥?/a>|||Another day and yet another Con neglects to do the other other half of the equation....you know the part that says how much replacing illegal labor with born in the USA labor is going to cost us.
Or do you want American workers to work and try to survive on the same wage benefit packages that the illegals currently do ?|||Republicans need illegals to help the corporations maintain low wages and higher profits. Big business donates millions to the republican party.|||We would have more than THREE TRILLION in the bank if we hadn't started two illegal wars.
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